Banks don't get business owners.We do.
Specialist non-bank finance for self-employed Australians — from vehicle and equipment loans to cashflow facilities and property-secured lending.
Free · No credit check · Takes 2 minutes
5.0 · Rated on GoogleSwitchboard Finance · Credit Representative 576702 · Finsure ACL 384704
Accredited with 50+ specialist lenders including
Banks don't get business owners. Switchboard does.
You've built something real. But banks still want payslips you don't have and tax returns that don't tell your story.
We read BAS statements, bank feeds, and accountant letters — then match you with 50+ non-bank lenders who assess the strength of your business, not the gaps on paper.
Not a bank. Not a comparison site.
Your broker.
Every deal structured by hand. Every lender match made by a broker who's read your BAS — not an algorithm scoring your credit file.
Your broker, not a bot
One specialist. Knows non-bank lending. Structures your deal by hand.
50+ lenders, one call
Private and specialist lenders that don't deal direct. We get you in the room.
Low-doc that works
We know what each lender needs and how to package your file to get approved.
No credit check to start
Free. 2 minutes. We only move when you do.
What do you need?
Tell us the situation — we'll match you to the right lender.
Gear up
Trucks, utes, equipment, and machinery — we find the right structure so you can get moving.
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Free up cashflow
Business growing faster than your bank balance? Working capital, credit lines, and invoice finance.
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Unlock property
Developing, investing, or need fast property-secured finance? We structure deals banks won't.
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Not sure?
No worries. Check your eligibility in 2 minutes and we'll call you back. No credit check, no obligation.
Check eligibility
You've done this before.
This time is different.
The bank process wasn't built for business owners. We built one that is.
Finance that speaks your language
Straight answers,
no fluff.
Yes — this is most of what we do. Banks decline self-employed borrowers for reasons that have nothing to do with your actual ability to repay. Our panel of 50+ non-bank lenders look at your business differently. Check your eligibility and we'll point you in the right direction.
Asset and equipment loans often get same-day pre-approval. Business loans typically 24–48 hours once your documents are in. Property and development deals take longer — but we'll give you a realistic timeline upfront.
Most lenders want 6–12 months ABN history for asset finance, and 1–2 years for business loans. Some will go to 3 months for the right deal. If you're brand new, we'll be straight with you about what's available and what to build toward.
For most loans, no. We're paid by the lender when your loan settles. For some specialist or private lending deals, a broker fee may apply — we'll always disclose this before you commit to anything.
Self-employed operators and business owners across every industry — tradies, café and hospitality owners, medical, transport, construction, manufacturing, professional services. If you're running a business and the bank isn't helping, we're built for you.
Let's find your
right lender.
Tell us what you need. We'll call you back within one business day.
You're in the queue.
We'll be in touch within one business day. Browse our finance guides in the meantime.
No obligation. No credit check to enquire. We only work with business owners and self-employed Australians. Privacy policy