Accommodation Finance: Broker or Straight to a Lender?
Broker or go direct on a motel, pub or caravan park loan? How whole-of-market access changes a specialised going-concern deal. General info only.
The One Document Behind a One Doc Home Loan
A line-by-line look at the one income document behind a One Doc home loan: what an accountant's letter or BAS must show, and how a specialist reads it.
When a Vendor Carry Is Smart, and When It Is a Trap
When a vendor carry is the smart way to close an equity gap on an accommodation deal, and when leaning on one is a trap.
Hitting a Tight Settlement Date With a Caveat Loan
A caveat loan can settle a tight accommodation purchase in days when the senior facility will not clear in time. Here is the timeline and the clean exit.
Why a Bank Knocks Back a Big Accommodation Deal
Why banks decline big accommodation deals, the four triggers behind it, and which specialist or private tier picks each one up.
Which Cafe Premises Finance Path Fits You in FY27?
Buying cafe premises in FY27? Match your situation to the right path, owner-occupier, working capital, private lending or a One Doc home loan.
Buy Your Cafe Premises Now, Your Home Next on One Doc
Put your deposit into your cafe premises this FY27 and still buy your home next. A one doc home loan reads self-employed income from one document.
Secure a Cafe Premises Fast, Then Refinance to a Bank
Secure a cafe premises now with a short private lending facility, then refinance to a bank once FY27 trading seasons. The exit-first pathway, explained.
Why a Cafe Premises Valuation Can Land Under Your Offer
When a cafe premises valuation lands under your offer, the gap shifts onto your deposit. How LVR and commercial valuation set your real FY27 number.
Get Finance-Ready Before You View a Cafe Premises in FY27
Finance-ready before you view a cafe premises in FY27: how commercial pre-approval works, what your submission pack needs, and the serviceability read.