The Order to Finance Your Ute, Trailer and Tools
How to sequence financing your ute, trailer and tools to protect borrowing capacity and servicing headroom on low doc tradie finance.
One Doc Home Loan for a Civil Plant Tradie
How plant-hire income reads on a One Doc home loan for a civil plant tradie, and what an accountant letter adds to the file.
EOFY Tool Buying as the Write-Off Is Set to Become Permanent
The permanent instant asset write-off reshapes EOFY tool buying for tradies. What still applies this year and how to finance the purchase.
Fixed or Variable on Low Doc Vehicle Finance for Tradies
Fixed or variable on low doc vehicle finance? How each rate structure reads for a self-employed tradie, and how to fit it to your work cashflow.
What Fees Show Up on a Low Doc Asset Finance Contract
The fees on a low doc asset finance contract, from establishment and account-keeping to PPSR and brokerage, and who actually pays the broker.
Chattel, Second Mortgage or Private: Funding a Plant Buy
Chattel mortgage, second mortgage or private lending for a pre-EOFY plant buy. Match the finance door to the deal, not the calendar, with broker guidance.
Does Financing New Plant Shrink Your One Doc Borrowing Power?
Financing new plant adds a commitment to your One Doc home loan read, but the depreciation add-back can offset it. How the serviceability read lands.
Private Lending for a Plant Deposit on a Supplier Deadline
How private lending funds a manufacturer's plant deposit on a tight supplier deadline: the timeline, the exit, and where a caveat loan fits before EOFY.
How a Deposit Changes Your Chattel Mortgage on New Plant
A bigger deposit on a chattel mortgage lowers the amount financed, not always the total cost. How deposit, balloon and GST credit work on new plant.
Second Mortgage to Fund the Deposit on New Factory Plant
How a manufacturer can use a second mortgage to release equity and fund a deposit on new factory plant before EOFY, sizing the release the smart way.