Factory finance changes with what you make. How CNC, food production and metal fabrication each get a different lender read on equipment and premises.

What your partner should know before co-signing a One Doc home loan: co-borrower vs guarantor, plus household serviceability and joint liability.

How private lending settles a factory purchase when the commercial loan will not land in time, how it sits behind that loan, and how the exit works.

Broker panel or direct to one lender for a high-ticket machinery chattel mortgage? How each path changes a manufacturer's plant and equipment finance file.

What lenders check before approving a commercial property loan for a factory, plus the green flags that speed approval and the red flags that stall it.

What to do when a construction facility expires and units have not sold, plus residual stock loan options for completed, unsold development stock.

Should a self-employed builder get a One Doc home loan before or after lodging the EOFY tax return? How lodge timing changes the income a lender reads.

How a caveat loan can cover an EOFY ATO tax bill on completed, unsold development stock: settlement speed, consent and DPN timing for developers.

How lenders test income on a commercial property loan for completed, unsold development stock, including the lease doc assessment and interest coverage.

What changes for construction finance from 1 July 2026, from the instant asset write-off to new-build negative gearing, and how builders can get ready.