The Practice Ownership Finance Ladder for 2026
How to sequence finance across a medical or dental practice: equipment, then fit-out, then premises. Fund the rung you are on and protect serviceability.
One Doc Home Loan on Practice Service Trust Income
How a One Doc home loan reads income from a practice service trust, the accountant letter behind it, and why it differs from a trading trust distribution.
Buying Your Practice Premises Through an SMSF
How self-employed practitioners can buy practice premises through an SMSF, fund the deposit from equity, and what lenders look at first.
A Business Loan to Fund Adding a Practitioner
How lenders read a business loan to fund adding an associate, and why a working capital facility sized to the billings ramp fits the cash cycle.
Funding a Practice Buy-In With a Second Mortgage
How a second mortgage funds a medical or dental practice buy-in: goodwill, combined LVR, and timing completion to the new financial year.
How Lenders Read a Manufacturer's Whole Finance File
Lenders read a manufacturer's whole finance file, plant, premises and the owner's home together. Here is how that single view is built and what moves it.
Why Your One Doc Home Loan Reads Differently in July
Is it better to apply for a self-employed home loan before or after EOFY? How a One Doc home loan reads your July file versus your May file.
Factory Extension: Development Finance or Loan Top-Up?
Extending your factory? Compare development finance and a commercial loan top-up: how each is assessed, staged drawdowns, loan-to-cost, and which fits.
Financing Factory Plant Too Big for the Write-Off
Most factory plant sits above the instant asset write-off threshold. How a chattel mortgage funds pooled equipment, with EOFY timing in mind.
Buying the Factory You Lease: A Manufacturer's Lender Read
How a manufacturer buys the factory it leases: the owner-occupier lender read, the rent-versus-own break-even, and what stalls a sitting-tenant purchase.