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Should Your Practice Buy Its Premises Before This EOFY?
Nick Lim 17/6/26 Nick Lim 17/6/26

Should Your Practice Buy Its Premises Before This EOFY?

Should your practice buy its premises this financial year? How the tenant to owner move reshapes security, where the deposit comes from and EOFY timing.

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Your One Doc Home Loan After You Buy the Practice Premises
Nick Lim 17/6/26 Nick Lim 17/6/26

Your One Doc Home Loan After You Buy the Practice Premises

Bought your practice premises this year and now want a One Doc home loan? Here is how the new commercial facility and the saved rent read on your file.

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When Your Landlord Offers to Sell the Building You Practise In
Nick Lim 17/6/26 Nick Lim 17/6/26

When Your Landlord Offers to Sell the Building You Practise In

Your landlord offers to sell the premises your practice leases. See how an owner-occupier commercial property loan reads, what passes, and what stalls.

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A Practice Line of Credit for the Year You Buy Your Premises
Nick Lim 17/6/26 Nick Lim 17/6/26

A Practice Line of Credit for the Year You Buy Your Premises

A standby line of credit can cover the settlement-adjacent costs and outgoings a premises loan will not, in the year your practice buys its building.

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Using a Second Mortgage to Buy the Premises Your Practice Rents
Nick Lim 17/6/26 Nick Lim 17/6/26

Using a Second Mortgage to Buy the Premises Your Practice Rents

How a second mortgage releases the equity to fund a deposit on the premises your practice rents, and what lenders look at first.

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What a Manufacturer Can Fund After the 2026-27 Budget
Nick Lim 17/6/26 Nick Lim 17/6/26

What a Manufacturer Can Fund After the 2026-27 Budget

What a manufacturer can fund after the 2026-27 Budget depends on equity, ABN age and credit position. A tier by tier guide for self-employed manufacturers.

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One Doc Home Loan: Before or After a Factory Equity Release
Nick Lim 17/6/26 Nick Lim 17/6/26

One Doc Home Loan: Before or After a Factory Equity Release

One doc home loan before or after a factory equity release: how the order shapes a self-employed manufacturer's serviceability read and approval.

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Funding Payday Super: Working Capital for Manufacturers
Nick Lim 17/6/26 Nick Lim 17/6/26

Funding Payday Super: Working Capital for Manufacturers

Payday Super starts 1 July 2026, paying super alongside wages. Here is how manufacturers use working capital to smooth the cashflow timing shift.

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Chattel Finance and Loss Carry Back Before 30 June
Nick Lim 17/6/26 Nick Lim 17/6/26

Chattel Finance and Loss Carry Back Before 30 June

Chattel mortgage and the instant asset write-off are this EOFY's levers on new plant. Loss carry back is a reintroduced measure for a future loss year.

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Second Mortgage to Fund a Manufacturer Restructure
Nick Lim 17/6/26 Nick Lim 17/6/26

Second Mortgage to Fund a Manufacturer Restructure

How a manufacturer can use a second mortgage to release factory equity and fund a business restructure, with the 2026-27 Budget rollover window in view.

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