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One Doc Home Loan When Your Deposit Is in a Development
Nick Lim 22/6/26 Nick Lim 22/6/26

One Doc Home Loan When Your Deposit Is in a Development

How a One Doc lender treats equity locked in a live development as your home loan deposit, plus the servicing read and the exit once the build sells.

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Second Mortgage Now or Wait for the FY27 Tax Year?
Nick Lim 22/6/26 Nick Lim 22/6/26

Second Mortgage Now or Wait for the FY27 Tax Year?

Second mortgage now or wait for FY27? How the announced 1 July 2027 negative gearing and CGT changes affect the timing of an equity release decision.

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Caveat Loan Before 30 June: What Can Still Settle in the Final Week
Nick Lim 22/6/26 Nick Lim 22/6/26

Caveat Loan Before 30 June: What Can Still Settle in the Final Week

A caveat loan can still settle before 30 June if the file is clean. The final-week timeline, what disqualifies a file, and how the exit is priced.

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Property-Backed Funding at EOFY: Your Options by Situation
Nick Lim 22/6/26 Nick Lim 22/6/26

Property-Backed Funding at EOFY: Your Options by Situation

A map of five property-backed funding levers a self-employed owner can use before 30 June, matched to equity and timeline, plus the FY27 tax outlook.

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Starting a Development at EOFY: What a Lender Checks First
Nick Lim 22/6/26 Nick Lim 22/6/26

Starting a Development at EOFY: What a Lender Checks First

What a development finance lender checks first on an EOFY-start file: feasibility, entity structure, staged drawdowns and your exit. Self-employed focus.

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What Accommodation Finance Can Still Settle Before 30 June
Nick Lim 22/6/26 Nick Lim 22/6/26

What Accommodation Finance Can Still Settle Before 30 June

What accommodation finance can still settle before 30 June, how freehold and leasehold going-concern deals fund, and the fast tools that close the gap.

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How a Lender Reads a Management Rights Purchase
Nick Lim 22/6/26 Nick Lim 22/6/26

How a Lender Reads a Management Rights Purchase

How a lender reads and sizes a management rights purchase: the net profit multiple, the management and letting agreement, and why specialists fund it.

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Using a Caveat Loan to Lock a Venue Before 30 June
Nick Lim 22/6/26 Nick Lim 22/6/26

Using a Caveat Loan to Lock a Venue Before 30 June

How a caveat loan funds the deposit to lock an accommodation venue before 30 June, then settles later. When it works, and when it is a trap.

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Working Capital for a Seasonal Venue's EOFY Cash Gap
Nick Lim 22/6/26 Nick Lim 22/6/26

Working Capital for a Seasonal Venue's EOFY Cash Gap

Seasonal venues still pay wages and BAS through the off-season. How a working capital loan covers the EOFY cash gap, sized on revenue, not tax returns.

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Racing a Pub or Hotel Settlement to Beat 30 June
Nick Lim 22/6/26 Nick Lim 22/6/26

Racing a Pub or Hotel Settlement to Beat 30 June

How to settle a freehold pub or hotel as a going concern before 30 June, with the gaming and liquor licence transfer as the long pole on the timeline.

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