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The Manufacturer's FY27 Finance Plan: New-Year Map
Nick Lim 25/6/26 Nick Lim 25/6/26

The Manufacturer's FY27 Finance Plan: New-Year Map

A manufacturer's finance plan for FY27: sequence working capital, plant, premises and the home loan into one map, not a June scramble.

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One Doc Home Loan After an EOFY Plant-Buying Year
Nick Lim 25/6/26 Nick Lim 25/6/26

One Doc Home Loan After an EOFY Plant-Buying Year

How a One Doc lender reads a heavy EOFY plant-buying year, what a rebuilt home deposit looks like, and when to time your application into FY27.

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Plant Now, Factory in FY27: Sequencing Manufacturer Capex
Nick Lim 25/6/26 Nick Lim 25/6/26

Plant Now, Factory in FY27: Sequencing Manufacturer Capex

Should you buy plant now and your factory in FY27? How manufacturers sequence capex to protect borrowing capacity and stage the bigger move.

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Protect Your Working Capital Into FY27 After EOFY
Nick Lim 25/6/26 Nick Lim 25/6/26

Protect Your Working Capital Into FY27 After EOFY

How manufacturers can protect cashflow into FY27 after EOFY: finance the asset, keep the buffer, and structure working capital around revenue.

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Buy Plant Before 30 June or Wait for the FY27 Write-Off?
Nick Lim 25/6/26 Nick Lim 25/6/26

Buy Plant Before 30 June or Wait for the FY27 Write-Off?

Buy plant before 30 June or wait for the FY27 write-off? A broker breaks down the rush-or-wait call and how a chattel mortgage funds either path.

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Which Property-Secured Loan Settles a Deal Before 30 June?
Nick Lim 23/6/26 Nick Lim 23/6/26

Which Property-Secured Loan Settles a Deal Before 30 June?

Second mortgage, caveat loan or commercial property loan? A broker's map for choosing the property-secured finance that settles your deal in time.

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A Clean 30 June Sets Up Your Next One Doc Home Loan
Nick Lim 23/6/26 Nick Lim 23/6/26

A Clean 30 June Sets Up Your Next One Doc Home Loan

A clean 30 June position reads stronger on next year's One Doc home loan. See how a non-bank lender scores your EOFY finish, tier by tier.

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Bank Declined Your Commercial Purchase? How a Non-Bank Reads It
Nick Lim 23/6/26 Nick Lim 23/6/26

Bank Declined Your Commercial Purchase? How a Non-Bank Reads It

A bank decline on a commercial property purchase is usually a policy-fit problem, not a credit problem. See how a non-bank reads the same deal.

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Your Caveat Loan Exit Plan After a 30 June Settlement
Nick Lim 23/6/26 Nick Lim 23/6/26

Your Caveat Loan Exit Plan After a 30 June Settlement

A caveat loan settles fast, but the exit is what makes it sound. How a short-dated caveat clears on refinance or sale after a 30 June settlement.

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Will a Second Mortgage Settle Your Purchase Before 30 June?
Nick Lim 23/6/26 Nick Lim 23/6/26

Will a Second Mortgage Settle Your Purchase Before 30 June?

A second mortgage can settle a purchase before 30 June when equity, valuation and first mortgagee consent line up. See the timeline, ceiling and exit.

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