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Your FY27 Cashflow Plan: The First 90 Days
Nick Lim 26/6/26 Nick Lim 26/6/26

Your FY27 Cashflow Plan: The First 90 Days

Build your FY27 cashflow plan for the new financial year: set the rhythm, list the stack, price the real cost, and set a clean exit before you borrow.

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Does Invoice Finance Affect Your One Doc Home Loan?
Nick Lim 26/6/26 Nick Lim 26/6/26

Does Invoice Finance Affect Your One Doc Home Loan?

How a non-bank invoice finance facility reads on a One Doc home loan application for self-employed owners, and how to keep the servicing read clean.

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What a New Financial Year Resets on Your Credit File
Nick Lim 26/6/26 Nick Lim 26/6/26

What a New Financial Year Resets on Your Credit File

A new financial year does not wipe your business credit file. Here is what actually resets, what lingers, and how non-bank lenders read recent conduct.

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Payday Super Starts 1 July: Size Your Line of Credit
Nick Lim 26/6/26 Nick Lim 26/6/26

Payday Super Starts 1 July: Size Your Line of Credit

Payday Super starts 1 July 2026, turning super into a per-payrun cost. See how a business line of credit smooths the new cash-flow cycle.

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Fund FY27 Off Your Invoices, Not a New Loan
Nick Lim 26/6/26 Nick Lim 26/6/26

Fund FY27 Off Your Invoices, Not a New Loan

How self-employed owners can fund the new financial year off unpaid invoices instead of a new term loan, a plain look at non-bank invoice finance.

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FY27 Funding Timeline for Your First Big Venue
Nick Lim 25/6/26 Nick Lim 25/6/26

FY27 Funding Timeline for Your First Big Venue

The FY27 funding sequence for a first pub or hotel, from offer to first trading day. See the order the money lands in and the milestones that matter.

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Your Own Home Loan After You Buy the Pub
Nick Lim 25/6/26 Nick Lim 25/6/26

Your Own Home Loan After You Buy the Pub

After buying a pub or hotel, a one doc home loan reads your publican trading income from a single document so you can still finance your own home.

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What a Lender Really Secures on a Licensed Freehold
Nick Lim 25/6/26 Nick Lim 25/6/26

What a Lender Really Secures on a Licensed Freehold

What a lender really secures on a licensed freehold: how the security schedule splits bricks, licence and trade, and what sits inside the mortgage.

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Vendor Finance: Covering the Deposit Gap on a Big Venue
Nick Lim 25/6/26 Nick Lim 25/6/26

Vendor Finance: Covering the Deposit Gap on a Big Venue

How vendor finance covers the deposit gap on your first big venue: the seller funds part of the price behind your senior loan, sized on the going concern.

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Buying Your First Freehold Pub or Hotel in FY27
Nick Lim 25/6/26 Nick Lim 25/6/26

Buying Your First Freehold Pub or Hotel in FY27

A first-time buyer can finance a freehold pub or hotel in FY27. How the deposit, going-concern value and licensed-venue lending lane actually work.

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