The FY27 Property Finance Stack and the Non-Bank Shift
How self-employed property funding routes around the bank in FY27, across the non-bank stack: commercial, caveat, second mortgage and private lending.
One Doc Home Loan After the SMSF Lending Change
New SMSF rules limit residential property in super. See how self-employed owners hold personally and fund it with a One Doc home loan on business income.
New-Build Property Finance After the FY27 Reform
How the FY27 reform reshapes new-build, development and commercial property finance for self-employed investors, with a tier-by-tier funding read.
Second Mortgage Behind the Bank: the FY27 Shift
How a second mortgage sits behind a bank first mortgage for self-employed owners, and why non-bank funders now write most of them for FY27.
What a Caveat Loan Will Not Do for an FY27 Buy
A caveat loan can move fast on an FY27 property purchase, but it has limits. What a caveat will not do, the red flags, and why the exit comes first.
Freehold vs Leasehold: the FY27 Accommodation Finance Map
Freehold or leasehold sets how an accommodation purchase gears. The FY27 finance map across motels, pubs and parks, and how to plan the deposit.
Freehold or Leasehold: How Tenure Changes a One Doc Home Loan
How owning the freehold or holding a leasehold changes the income and security read on a One Doc home loan for a self-employed accommodation owner.
Freehold or Leasehold: Which Needs a Commercial Property Loan?
Buying a motel or pub freehold pulls in a commercial property loan; a leasehold going concern does not. How tenure decides the finance you need.
Leasehold or Freehold Pub: What Changes Without the Bricks
Leasehold or freehold pub finance: what changes when you don't own the bricks, how the lease term sets the loan, and where gaming sits in the deal.
Leasehold vs Freehold Motel: Why the Lease Term Sets Your Loan
Freehold or leasehold motel? On a leasehold the lease term caps the loan; a freehold gears on the going-concern valuation. How each one finances.