Practice Acquisition
Last reviewed 13 June 2026 by Nick Lim, finance broker (FBAA).
Practice Acquisition is the purchase of a whole medical, dental or allied health practice, including its goodwill, equipment, fit-out and patient base. It is usually funded by a specialist medico business loan, often with high lending ratios because registered clinicians and established practices are seen as low risk. It differs from a practice buy-in, where the clinician buys only a share.
Why Practice Acquisition Matters
Buying a whole practice is a major step, and medico lenders treat established practices generously when the buyer is registered.
- Buying the whole practice, not a share
- Includes goodwill, equipment and fit-out
- Funded by a specialist medico business loan
- High lending ratios for registered clinicians
- Premises may be bought separately or leased
Common Features of Practice Acquisition
- Whole-of-business purchase
- Goodwill is the largest component
- Equipment and fit-out included
- Specialist medico finance available
- Premises bought or leased separately
Official reference: business.gov.au
What is a practice acquisition?
Buying a whole practice, including its goodwill, equipment and patient base.
How is a practice acquisition funded?
Usually a specialist medico business loan, often at high lending ratios.
Acquisition vs buy-in?
An acquisition is the whole practice; a practice buy-in is a share of it.
Do I buy the premises too?
Sometimes, often via an SMSF or commercial property loan, or you may lease them.
Why are medico acquisitions low risk?
Because registered clinicians and established practices have stable, recurring income.