Can You Get a Commercial Property Loan With No Tenant in Australia?
Yes. Commercial property with no tenant can still be financed. See the valuation basis, servicing without rent, GST, holding costs and refinance path.
Buying at a Mortgagee Auction: What You Get and How to Fund It
Buying at a mortgagee auction in Australia: contract risks, title and tenant issues, finance, GST, duty and what to check before you bid.
Using Company or Trust Property as Security for a Loan
Can company or trust property secure another entity's loan? See what Australian lenders check, who signs, required documents and common blockers.
One Trust Per Property: Does It Reset Your Borrowing Capacity?
One trust per property does not reset borrowing capacity by itself. What a lender counts, when trust debt can be excluded, and what 2026 changed.
Farm Expansion Finance: How Buying Adjoining Land Is Assessed
Farm expansion finance for adjoining land: how Australian lenders assess LVR, serviceability, valuation, security, settlement and working capital.
Financing 2 to 6 Townhouses: What Changes as the Project Grows
See when 2 to 6 townhouse projects move from residential to development finance, how land equity is counted, and how lot releases work.
What Is a Family Trust Home Loan? How Lenders Assess Trust Borrowers
Family trust home loans in Australia: lender policy, deposit and LVR, deed checks, guarantors, trust income, future borrowing and 2026 trust changes.
When Your Bank Stops Lending to Your Industry: What to Do Next
Bank stopped lending to your industry? How to tell a policy exit from a decline, what happens to existing facilities, and how to refinance in Australia.
Fleet Finance in Australia: Funding a Second and Later Work Vehicle
How Australian lenders assess existing debt, connected entities, security, balloons, payouts and tax when you finance a second or later work vehicle.
Buying Multiple Investment Properties: How Lenders Actually Assess It
How Australian lenders assess a second, third or fifth investment property: one application or several, rental income, existing debts and what stops you.
Low Doc Home Loan: BAS, Accountant's Letter or Bank Statements?
BAS, accountant letter or bank statements: how Australian low doc lenders read each path, turn it into income, and handle company and trust structures.
What Lenders Look At When You Buy Gym or Fitness Studio Premises
How Australian lenders assess gym and fitness studio premises: approvals, trading hours, Class 9b, valuation, deposit, membership revenue and settlement.
Is a Bed and Breakfast a Home Loan or a Commercial Loan?
Is a bed and breakfast a home loan or a commercial loan? What the tax office asks, what your lender asks, and why the two tests can land differently.
Buying Out a Business Partner: Who Buys and Who Borrows
Buying out a business partner in Australia: who should borrow, whether the company can buy the shares back, what it costs, and how long it takes.
When Farm Debt Mediation Does Not Cover Your Rural Business
Farm debt mediation can switch off because of your business, security, lender, state, insolvency or role. See what happens next and where to get help.
Buying a Second Property When You Are Self-Employed: What Changes
Buying a second property while self-employed? How Australian lenders assess your existing mortgage, equity, rent, DTI, income evidence and loan structure.
What Changes on a Self-Employed Home Loan Over $2 Million?
Self-employed home loans above $2m can hit tighter LVR, property, LMI, DTI and credit-approval limits. See what changes before you bid.
How the GST Margin Scheme Changes Your Development Funding
How the GST margin scheme changes GRV, NRV, development finance, valuation, GST withholding, release prices and settlement cash in Australia.
What Is Trade Finance? How Importers Fund Stock Before It Sells
Where the money comes from when you pay an overseas supplier, and what falls due before the stock sells. Australian sources, no sales pitch.
Buying a Commercial Property With an Existing Tenant in Australia
Buying a commercial property with an existing tenant? Check the lease, rent, security, compliance, finance, GST and settlement before you become landlord.