0
Skip to Content
Switchboard Finance
All Guides
Business Loans
Property
Asset finance
Business Owners Finance Hub
Tradie Finance Hub
Trucker Finance Hub
Whitecoat hub
Café & Hospitality Finance Hub
One Doc Home Loans
Check Eligibility
Switchboard Finance
All Guides
Business Loans
Property
Asset finance
Business Owners Finance Hub
Tradie Finance Hub
Trucker Finance Hub
Whitecoat hub
Café & Hospitality Finance Hub
One Doc Home Loans
Check Eligibility
All Guides
Business Loans
Property
Asset finance
Folder: Industry
Back
Business Owners Finance Hub
Tradie Finance Hub
Trucker Finance Hub
Whitecoat hub
Café & Hospitality Finance Hub
One Doc Home Loans
Check Eligibility
Unsecured Business Overdraft: How Much You Get and What You Sign
Admin - 24/8/26 Admin - 24/8/26

Unsecured Business Overdraft: How Much You Get and What You Sign

How much unsecured business overdraft each lender allows in Australia, what the director's guarantee and GSA really cover, and how release works at exit.

Read More
The Bank Said No: Business Overdrafts With Bad Credit in Australia
Admin - 24/8/26 Admin - 24/8/26

The Bank Said No: Business Overdrafts With Bad Credit in Australia

Business overdraft bad credit or declined by a bank? See what to do next, how credit enquiries, defaults and ATO debt affect options, costs and reapplying.

Read More
Divorce and Commercial Assets: How to Fund a Property Settlement
Admin - 21/8/26 Admin - 21/8/26

Divorce and Commercial Assets: How to Fund a Property Settlement

How to fund a divorce property settlement with commercial assets, including refinance, CGT, duty, guarantees, court orders and what happens next.

Read More
Buying a Farm in Australia: How Much You Can Borrow and What It Costs
Admin - 21/8/26 Admin - 21/8/26

Buying a Farm in Australia: How Much You Can Borrow and What It Costs

Buying a working farm in Australia? Learn farm loans and deposit, viability, valuation, due diligence, buyer structure, GST, duty, FIRB and settlement.

Read More
What Is a Business Credit Report and What Do Lenders See on It?
Admin - 21/8/26 Admin - 21/8/26

What Is a Business Credit Report and What Do Lenders See on It?

Australian business credit report guide: what lenders see, how director files connect, how defaults and enquiries work, and how to check or correct a file.

Read More
Freehold Going Concern or Leasehold: What You Are Actually Buying
Admin - 20/8/26 Admin - 20/8/26

Freehold Going Concern or Leasehold: What You Are Actually Buying

Freehold going concern vs leasehold in Australia: what you buy, indicative LVRs, lease-term limits, GST, duty, cash to settle and lender checks.

Read More
Student Accommodation Investment: How Lenders Assess It
Admin - 20/8/26 Admin - 20/8/26

Student Accommodation Investment: How Lenders Assess It

How Australian lenders assess student accommodation as investment security: letting pools, valuation, minimum unit size, rent and structure.

Read More
Commercial Interest-Only Expiry: Refinance or Stay With Your Lender?
Admin - 20/8/26 Admin - 20/8/26

Commercial Interest-Only Expiry: Refinance or Stay With Your Lender?

Commercial interest-only period ending? Compare principal and interest, extension and refinance, including valuation risk, costs and timing.

Read More
Contamination Found on Your Security Property: What Happens Next
Admin - 19/8/26 Admin - 19/8/26

Contamination Found on Your Security Property: What Happens Next

Contamination found on property security? See what lenders require, how valuation changes, who pays, and how finance can still proceed in Australia.

Read More
How to Get a Loan to Buy a Business in Australia
Admin - 19/8/26 Admin - 19/8/26

How to Get a Loan to Buy a Business in Australia

How to get a loan to buy a business in Australia: deposit, goodwill, security, documents, valuation, finance clauses, settlement and working capital.

Read More
What Is Build to Rent and How Does It Work in Australia?
Admin - 19/8/26 Admin - 19/8/26

What Is Build to Rent and How Does It Work in Australia?

Build to rent Australia explained: how BTR works, finance without presales, tax incentives, refinancing, and whether smaller developers can hold stock.

Read More
Sale and Leaseback Australia: How It Works, Costs & Risks
Admin - 18/8/26 Admin - 18/8/26

Sale and Leaseback Australia: How It Works, Costs & Risks

How sale and leaseback works in Australia, how rent sets the price, tax and lease risks, what you actually receive, and when equity release is better.

Read More
Retention and Defects Liability: When Your Money Is Released
Admin - 18/8/26 Admin - 18/8/26

Retention and Defects Liability: When Your Money Is Released

When is construction retention released in Australia? DLP rules, trust protection, claim deadlines and what to do if a builder will not pay.

Read More
Buying Your Business Premises From Your Landlord: What Changes
Admin - 18/8/26 Admin - 18/8/26

Buying Your Business Premises From Your Landlord: What Changes

Buying the business premises you lease from your landlord in Australia: entity choice, GST, lease, finance, valuation, duty, due diligence and settlement.

Read More
Private Credit Risks in Australia: How to Read a Fund's RG 45 Report
Admin - 17/8/26 Admin - 17/8/26

Private Credit Risks in Australia: How to Read a Fund's RG 45 Report

ASIC's six private credit risks, how RG 45 works, what 'not met' means, and what to check before investing or if a mortgage fund freezes withdrawals.

Read More
Contributory Mortgage Funds in Australia vs Pooled Funds
Admin - 17/8/26 Admin - 17/8/26

Contributory Mortgage Funds in Australia vs Pooled Funds

Contributory mortgage funds tie money to specific loans. See who chooses the loan, what first mortgage and LVR mean, and what happens if it fails.

Read More
How to Become a Private Lender in Australia: Rules and Risks
Admin - 17/8/26 Admin - 17/8/26

How to Become a Private Lender in Australia: Rules and Risks

Do you need a credit licence to lend money in Australia? What the Credit Code catches, what a signed declaration does not fix, and what else applies.

Read More
Mortgage Funds Australia: How They Work, Risks and Withdrawals
Admin - 17/8/26 Admin - 17/8/26

Mortgage Funds Australia: How They Work, Risks and Withdrawals

Mortgage funds in Australia explained: how they work, who is legally responsible, how they are valued, what to do if one freezes withdrawals.

Read More
Private Credit Funds Australia: How Private Credit Investing Works
Admin - 17/8/26 Admin - 17/8/26

Private Credit Funds Australia: How Private Credit Investing Works

Private credit funds Australia: how they work, returns, risks, fees, withdrawals, ASIC rules, tax and what to check before and after investing.

Read More
Private Mortgage Investing Australia: How It Works, Risks
Admin - 17/8/26 Admin - 17/8/26

Private Mortgage Investing Australia: How It Works, Risks

How private mortgage investing works in Australia: direct vs pooled structures, returns, risks, security priority, due diligence, default and repayment.

Read More
Newer Posts
Older Posts
Switchboard Finance

Specialist non-bank finance for self-employed Australians: vehicles, equipment, business loans, property, accommodation and home loans.

Check Eligibility Talk to a Broker

Vehicles & Equipment

  • Low Doc Vehicle Finance
  • Business Vehicle Finance
  • ABN Car Loan
  • Low Doc Asset Finance
  • Equipment Finance
  • Chattel Mortgage

Cashflow

  • Business Loans
  • Line of Credit & Overdraft
  • Working Capital
  • Invoice Finance
  • Bad Credit Business Loans

Property & Lending

  • Commercial Property Loans
  • Development Finance
  • Private Lending
  • Caveat Loans
  • Second Mortgage
  • One Doc Home Loans

Accommodation Finance

  • Accommodation Finance Hub
  • Vendor Finance
  • Motel Finance
  • Caravan Park Finance
  • Pub & Hotel Finance
  • Management Rights Finance
  • Equity Release & Refinance

Industries

  • Tradies
  • Transport
  • Construction
  • Medical & Dental
  • Café & Hospo
  • Manufacturing
  • Business Owners
  • Property & Lending

Site

  • Insights
  • Guides
  • Glossary
  • About
  • Contact
  • Privacy Policy

Contact

  • 0483 980 567
  • hello@switchboardfinance.com.au
  • Chat on WhatsApp
  • Mon to Fri 9am to 5pm AEST

Switchboard Finance Pty Ltd
ABN 29 691 892 289 · ACN 691 892 289

Credit Representative No. 576702 of LMG Broker Services Pty Ltd

ACN 632 405 504 · Australian Credit Licence No. 517192

© 2026 Switchboard Finance Pty Ltd. All rights reserved.

General information only. Does not consider your objectives, financial situation or needs. Consider whether it's appropriate for you before acting.

Get a free callback

No credit check · We respond same day.

Something went wrong — try again or call 0483 980 567.
FBAA Accredited · No credit check · Same-day response

Your callback is booked

A broker will call you today to walk through your options. No obligation, no credit check.