What You Inherit When You Buy a DA Approved Site
Buying a DA-approved site? Check what transfers, whether it is really ready to build, unpaid costs, plan rights and finance before exchange.
How to Fund a Management Buyout in Australia
Buying the business you manage? What you need to contribute, whether the company is allowed to help fund it, and what a lender secures when you own no property.
How Your Tenant Decides What You Can Borrow on Commercial Property
Your tenant can change commercial property value and borrowing without changing the lender's LVR. See what Australian lenders and APRA actually assess.
How Car Wash Finance Works in Australia: Deposits, Valuation and Risk
Car wash finance in Australia: what sets the deposit, how lenders value specialised sites, what to check before an offer, and what can delay settlement.
What Happens If Your FIRB Approval Is Not Ready at Settlement?
FIRB approval is late and settlement is due. What the decision period means, what your contract can require, and what happens to your deposit and loan.
How Much Cash Out Can You Get From a Refinance in Australia?
Cash out limits vary by lender. See two published Australian policies, LVR and LMI rules, proof-of-purpose requirements, valuation and refinance options.
Buying From a Receiver or Liquidator: What You Get and How to Fund It
Buying from a receiver or liquidator in Australia: verify the appointment, PPSR and title, funding, GST, settlement and what you need after you pay.
Owner Occupied vs Investment Commercial Property Loans: What Changes
How Australian lenders assess owner occupied against investment commercial property loans: the income tested, the documents, the valuation basis, LVR and lease term.
Restructuring a Property Portfolio in Australia: Order and Cost
Refinancing multiple Australian properties? See the right sequence, what lenders reassess, what each move costs and what can stop the final loan.
What Lenders Check When You Fund a Backpacker Hostel in Australia
How Australian lenders assess backpacker hostel finance: Class 1b and Class 3, fire safety obligations, leasehold security, valuation and income by the bed.
Can You Consolidate Business Debt Into a Property Refinance?
Can an Australian business owner use property equity to clear business debt? The purpose, LVR, servicing, ATO and settlement rules that decide it.
Asset Sale vs Share Sale: What Changes for Funding
Goodwill is not dutiable in New South Wales, South Australia or the Northern Territory. Landholder duty thresholds, and what each structure costs to fund.
Who Actually Funds the Goodwill When You Buy a Business?
Who funds goodwill when you buy an Australian business? See what lenders assess, how funding gaps arise, buyer cash needs, security and seller finance.
Accommodation Deposit and LVR by Asset Type and Location
What Australian lenders advance against a motel, pub, park or letting business, what the percentage is applied to, and the cash you need at settlement.
Mixed Use Property Loans: How Lenders Split Residential and Commercial
How Australian lenders and valuers treat a shop and residence on one title, including valuation, deposit, finance clauses, serviceability and refinance.
Construction Progress Claims and Drawdowns: How the Money Moves or Stops
How Australian progress claims become construction loan drawdowns, why releases are delayed or short, what out of balance means and what to do next.
Can Your SMSF Still Borrow to Buy Property? The 2026 Rules
From 10 August 2026 new SMSF LRBAs can only buy business real property. See what qualifies, existing loan rules, refinance, lease, tax and lender steps.
Bank Won't Renew Your Business Loan? The 90 Day Refinance Plan
Bank won't renew your business loan or overdraft? See the notice rules, refinance timeline, discharge delays and what to do before the deadline.
Put and Call Option Property Australia: How It Works, Duty and Funding
How put and call options work for Australian property: funding, option fees, valuation, state duty, finance approval, exercise, assignment and settlement.
Vendor Finance When Buying a Business: How the Carry Work
How vendor finance works when you buy a business in Australia: bank consent, priority deeds, security, earn-outs, and when the seller pays tax.