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Sizing a Dental Practice Line of Credit: 2026 Lender Calculation
Nick Lim 14/5/26 Nick Lim 14/5/26

Sizing a Dental Practice Line of Credit: 2026 Lender Calculation

Sizing a dental practice line of credit starts with the cash gap, not a dollar figure. Here is the formula lenders use, and how bulk billing timing shapes the limit.

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GP Practice Acquisition Commercial Property Loan: Lender View
Nick Lim 14/5/26 Nick Lim 14/5/26

GP Practice Acquisition Commercial Property Loan: Lender View

GP practice acquisition commercial property loans are assessed against BAS-driven servicing, AHPRA registration history, and the working capital stack alongside the property loan.

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Second Mortgage for $500K+ Medical Imaging Equipment in 2026
Nick Lim 14/5/26 Nick Lim 14/5/26

Second Mortgage for $500K+ Medical Imaging Equipment in 2026

A medical imaging ticket above the asset-finance ceiling usually pushes the deal toward a second mortgage on the practice property. The credit lens shifts from the equipment to the property's combined position.

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The Manufacturer Property Stack 2026: Factory, Expansion, Equity
Nick Lim 13/5/26 Nick Lim 13/5/26

The Manufacturer Property Stack 2026: Factory, Expansion, Equity

A sequencing guide for the Manufacturer property finance stack in 2026: factory acquisition, extension and equity release, mapped against post-Budget timing.

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Five Signals to Refinance Your Home Loan With One Doc Post-Factory
Nick Lim 13/5/26 Nick Lim 13/5/26

Five Signals to Refinance Your Home Loan With One Doc Post-Factory

When to refinance the home loan into One Doc after a factory acquisition: five servicing signals that read differently post-deal.

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Industrial Property Valuation Through a Second Mortgage Lens
Nick Lim 13/5/26 Nick Lim 13/5/26

Industrial Property Valuation Through a Second Mortgage Lens

How a second mortgage on a manufacturer's factory gets valued and sized: forced sale value, combined LVR, and the industrial-specific drivers.

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Factory Extension and Greenfield Build via Development Finance
Nick Lim 13/5/26 Nick Lim 13/5/26

Factory Extension and Greenfield Build via Development Finance

How a development finance file lands for factory extension or greenfield industrial build: total development cost, gross realisation value, staged drawdowns and a specialist industrial valuer.

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Buy or Lease Your Factory in 2026: Two Owner-Occupier Paths
Nick Lim 13/5/26 Nick Lim 13/5/26

Buy or Lease Your Factory in 2026: Two Owner-Occupier Paths

Owner-occupier factory math after Budget 2026-27. Lease versus buy, trust structures and the EOFY 2027 pressure date for manufacturers buying their factory.

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The 7-Week EOFY Finance Playbook for Self-Employed Business Owners
Nick Lim 12/5/26 Nick Lim 12/5/26

The 7-Week EOFY Finance Playbook for Self-Employed Business Owners

Seven weeks out from EOFY 2026, facility timing decides whether your asset, BAS and super stack lands or stalls. Here is the week-by-week playbook for self-employed business owners.

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One Doc Home Loan: The June BAS Window and 7-Week Servicing View
Nick Lim 12/5/26 Nick Lim 12/5/26

One Doc Home Loan: The June BAS Window and 7-Week Servicing View

The June quarter BAS reshapes the annualised income view on a one doc home loan. Here is the lender read, line by line, for the 7-week EOFY window.

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