When Your Construction Facility Expires and Units Have Not Sold
What to do when a construction facility expires and units have not sold, plus residual stock loan options for completed, unsold development stock.
One Doc Home Loan for Builders: Lodge Before or After EOFY?
Should a self-employed builder get a One Doc home loan before or after lodging the EOFY tax return? How lodge timing changes the income a lender reads.
Caveat Loan to Cover an EOFY Tax Bill on Unsold Development Stock
How a caveat loan can cover an EOFY ATO tax bill on completed, unsold development stock: settlement speed, consent and DPN timing for developers.
How Lenders Test Income on a Developer's Commercial Property Loan
How lenders test income on a commercial property loan for completed, unsold development stock, including the lease doc assessment and interest coverage.
Construction Finance From 1 July 2026: What Changes for Builders
What changes for construction finance from 1 July 2026, from the instant asset write-off to new-build negative gearing, and how builders can get ready.
Low Doc Truck and Trailer Finance: Broker or Direct?
Low doc truck and trailer finance for owner-drivers: broker or go direct? How the broker channel packages your file across a lender panel.
Subcontractor or Employee Owner-Driver: How Lenders Read Income
How lenders read a subcontractor owner-driver's income differently from an employee driver, and what it means for a business loan or low doc truck finance
How a Balloon Affects GST and Depreciation on a Truck Chattel Mortgage
A bigger balloon does not change your GST claim on a truck chattel mortgage. Here is what the balloon actually shapes, and what it leaves untouched.
Truck First or Home First? One Doc Home Loan Timing
Truck first or home first? How a new chattel commitment affects borrowing power on a One Doc home loan, and how to sequence both as an owner-driver.
Owner-Driver EOFY Finance Checklist: Truck and Trailer by 30 June
An EOFY checklist for owner-drivers buying a truck or trailer before 30 June, covering the installed and ready for use test and the 1 July reset.