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When Your Construction Facility Expires and Units Have Not Sold
Nick Lim 5/6/26 Nick Lim 5/6/26

When Your Construction Facility Expires and Units Have Not Sold

What to do when a construction facility expires and units have not sold, plus residual stock loan options for completed, unsold development stock.

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One Doc Home Loan for Builders: Lodge Before or After EOFY?
Nick Lim 5/6/26 Nick Lim 5/6/26

One Doc Home Loan for Builders: Lodge Before or After EOFY?

Should a self-employed builder get a One Doc home loan before or after lodging the EOFY tax return? How lodge timing changes the income a lender reads.

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Caveat Loan to Cover an EOFY Tax Bill on Unsold Development Stock
Nick Lim 5/6/26 Nick Lim 5/6/26

Caveat Loan to Cover an EOFY Tax Bill on Unsold Development Stock

How a caveat loan can cover an EOFY ATO tax bill on completed, unsold development stock: settlement speed, consent and DPN timing for developers.

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How Lenders Test Income on a Developer's Commercial Property Loan
Nick Lim 5/6/26 Nick Lim 5/6/26

How Lenders Test Income on a Developer's Commercial Property Loan

How lenders test income on a commercial property loan for completed, unsold development stock, including the lease doc assessment and interest coverage.

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Construction Finance From 1 July 2026: What Changes for Builders
Nick Lim 5/6/26 Nick Lim 5/6/26

Construction Finance From 1 July 2026: What Changes for Builders

What changes for construction finance from 1 July 2026, from the instant asset write-off to new-build negative gearing, and how builders can get ready.

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Low Doc Truck and Trailer Finance: Broker or Direct?
Nick Lim 5/6/26 Nick Lim 5/6/26

Low Doc Truck and Trailer Finance: Broker or Direct?

Low doc truck and trailer finance for owner-drivers: broker or go direct? How the broker channel packages your file across a lender panel.

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Subcontractor or Employee Owner-Driver: How Lenders Read Income
Nick Lim 5/6/26 Nick Lim 5/6/26

Subcontractor or Employee Owner-Driver: How Lenders Read Income

How lenders read a subcontractor owner-driver's income differently from an employee driver, and what it means for a business loan or low doc truck finance

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How a Balloon Affects GST and Depreciation on a Truck Chattel Mortgage
Nick Lim 5/6/26 Nick Lim 5/6/26

How a Balloon Affects GST and Depreciation on a Truck Chattel Mortgage

A bigger balloon does not change your GST claim on a truck chattel mortgage. Here is what the balloon actually shapes, and what it leaves untouched.

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Truck First or Home First? One Doc Home Loan Timing
Nick Lim 5/6/26 Nick Lim 5/6/26

Truck First or Home First? One Doc Home Loan Timing

Truck first or home first? How a new chattel commitment affects borrowing power on a One Doc home loan, and how to sequence both as an owner-driver.

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Owner-Driver EOFY Finance Checklist: Truck and Trailer by 30 June
Nick Lim 5/6/26 Nick Lim 5/6/26

Owner-Driver EOFY Finance Checklist: Truck and Trailer by 30 June

An EOFY checklist for owner-drivers buying a truck or trailer before 30 June, covering the installed and ready for use test and the 1 July reset.

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