The headline LVR is not the cash you actually need. Here is how deposits and gearing really work across motels, parks and pubs, and what lifts a buyer toward the full purchase price.

Succession is really an exit decision. Here are the five structures owners use to step back, from a clean full sale to releasing equity without selling at all.

A worked walkthrough of a vendor carry on a regional going concern motel: how the money stacks, why second ranking needs the senior lender’s consent, and how the carry is refinanced out.

Freehold and leasehold going concern are financed in completely different ways, on different terms, against different security. Here is what you can actually borrow on each, and how a deed of consent decides whether a leasehold deal funds at all.

Going concern is a phrase with two meanings. In a business sale it means buying a business that is operating and trading as a whole, not just its assets, and that shapes the valuation, the GST treatment and what you can borrow.

Caveat loan, second mortgage or secured line of credit? How business owners pick the right way to release property equity before and after 30 June.

Secured working capital usually costs less than unsecured, but term, fees and security shift the real dollar cost. How Australian lenders price it.

A second mortgage on your business property does not block a One Doc home loan. Here is how lenders read the debt, test servicing, and structure the file.

When your accountant warns you off a caveat loan, the pushback is usually about cost, speed or the exit. When each objection is right, and when it is not.

How to release equity with a second mortgage before 30 June, the document pack to prepare and the funding sequence to beat the EOFY deadline.