A broker's stage-by-stage plan for funding a first development as a self-employed owner-builder, built around the EOFY settlement window.

Finished your owner-build but the build year distorted your tax numbers? How a One Doc home loan refinances a completed build for self-employed owners.

What it costs to hold a development site before you build, and how owner-builders fund the carry while approvals land.

Commercial property loan or development finance? How lenders choose between a term loan and a development facility for a first build.

How a self-employed owner-builder funds a first development: the lender panel, staged construction drawdowns, loan to cost ratio and where caveat fits.

Owning the premises you trade from rarely happens in one move. Here is the staged roadmap from leasing to owning, and the property finance that fits each step into the new financial year.

Buying your premises and borrowing for your own home are one connected timeline. Here is how a One Doc home loan reads the commercial debt you already carry, and the order that keeps both clean.

When the deal is right but the timing is tight, a caveat loan can bridge a commercial property settlement against the property equity you already hold. Here are the green flags and red flags to weigh before you lodge one.

Building the premises you will occupy is a staged project. Here is how owner-occupier development finance is drawn against progress and how the owner-occupier takeout closes it out.

Buying the premises you operate from is mostly a question of equity. Here is what each tier unlocks and how the owner-occupier read works on trading cash flow.