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How Gaming Entitlements Affect Your Pub or Hotel Finance
Nick Lim 18/6/26 Nick Lim 18/6/26

How Gaming Entitlements Affect Your Pub or Hotel Finance

How gaming entitlements shape what a lender will fund on a freehold pub or hotel, and how the going concern valuation treats them. General info only.

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One Doc Home Loan for Caravan Park Owners
Nick Lim 18/6/26 Nick Lim 18/6/26

One Doc Home Loan for Caravan Park Owners

How a One Doc home loan works for self-employed caravan park owners, what lenders read in the trading accounts, and how the going concern sizes the loan.

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Funding a Partner Buyout in an Accommodation Business
Nick Lim 18/6/26 Nick Lim 18/6/26

Funding a Partner Buyout in an Accommodation Business

Private capital can fund a partner buyout in an accommodation business as an ownership transition, secured on the freehold going concern with a clear exit.

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How a Lender Reads Your Freehold Accommodation Refinance
Nick Lim 18/6/26 Nick Lim 18/6/26

How a Lender Reads Your Freehold Accommodation Refinance

How lenders assess a freehold pub or motel refinance, what the credit team sizes the loan against, and what shapes loan to value on the going concern.

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Releasing Equity From a Freehold Pub or Motel Without Selling
Nick Lim 18/6/26 Nick Lim 18/6/26

Releasing Equity From a Freehold Pub or Motel Without Selling

Release equity from a freehold pub or motel without selling. How lenders size the going concern, LVR ceilings and serviceability explained.

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Should Your Practice Buy Its Premises Before This EOFY?
Nick Lim 17/6/26 Nick Lim 17/6/26

Should Your Practice Buy Its Premises Before This EOFY?

Should your practice buy its premises this financial year? How the tenant to owner move reshapes security, where the deposit comes from and EOFY timing.

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Your One Doc Home Loan After You Buy the Practice Premises
Nick Lim 17/6/26 Nick Lim 17/6/26

Your One Doc Home Loan After You Buy the Practice Premises

Bought your practice premises this year and now want a One Doc home loan? Here is how the new commercial facility and the saved rent read on your file.

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When Your Landlord Offers to Sell the Building You Practise In
Nick Lim 17/6/26 Nick Lim 17/6/26

When Your Landlord Offers to Sell the Building You Practise In

Your landlord offers to sell the premises your practice leases. See how an owner-occupier commercial property loan reads, what passes, and what stalls.

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A Practice Line of Credit for the Year You Buy Your Premises
Nick Lim 17/6/26 Nick Lim 17/6/26

A Practice Line of Credit for the Year You Buy Your Premises

A standby line of credit can cover the settlement-adjacent costs and outgoings a premises loan will not, in the year your practice buys its building.

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Using a Second Mortgage to Buy the Premises Your Practice Rents
Nick Lim 17/6/26 Nick Lim 17/6/26

Using a Second Mortgage to Buy the Premises Your Practice Rents

How a second mortgage releases the equity to fund a deposit on the premises your practice rents, and what lenders look at first.

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