How Gaming Entitlements Affect Your Pub or Hotel Finance
How gaming entitlements shape what a lender will fund on a freehold pub or hotel, and how the going concern valuation treats them. General info only.
One Doc Home Loan for Caravan Park Owners
How a One Doc home loan works for self-employed caravan park owners, what lenders read in the trading accounts, and how the going concern sizes the loan.
Funding a Partner Buyout in an Accommodation Business
Private capital can fund a partner buyout in an accommodation business as an ownership transition, secured on the freehold going concern with a clear exit.
How a Lender Reads Your Freehold Accommodation Refinance
How lenders assess a freehold pub or motel refinance, what the credit team sizes the loan against, and what shapes loan to value on the going concern.
Releasing Equity From a Freehold Pub or Motel Without Selling
Release equity from a freehold pub or motel without selling. How lenders size the going concern, LVR ceilings and serviceability explained.
Should Your Practice Buy Its Premises Before This EOFY?
Should your practice buy its premises this financial year? How the tenant to owner move reshapes security, where the deposit comes from and EOFY timing.
Your One Doc Home Loan After You Buy the Practice Premises
Bought your practice premises this year and now want a One Doc home loan? Here is how the new commercial facility and the saved rent read on your file.
When Your Landlord Offers to Sell the Building You Practise In
Your landlord offers to sell the premises your practice leases. See how an owner-occupier commercial property loan reads, what passes, and what stalls.
A Practice Line of Credit for the Year You Buy Your Premises
A standby line of credit can cover the settlement-adjacent costs and outgoings a premises loan will not, in the year your practice buys its building.
Using a Second Mortgage to Buy the Premises Your Practice Rents
How a second mortgage releases the equity to fund a deposit on the premises your practice rents, and what lenders look at first.