One Doc Home Loan After You Buy Your Workshop
How a self-employed one doc home loan reads the new commercial debt after you buy your workshop, and what makes the file pass or stall.
Kitting Out a New Workshop Before 30 June: The Timing Call
How to time a workshop fit-out before 30 June: which assets to install for the instant asset write-off, and how to fund the spend without a cash-flow gap.
Working Capital for the Move Into Your First Workshop
How a working capital loan covers the cashflow gap when a tradie moves into a first workshop: settlement, fit-out and double running costs.
Lease or Buy Your First Workshop: A Tradie's Finance Decision
Should a tradie lease or buy a first workshop? How owner-occupier premises finance, deposit and serviceability compare, from a finance broker's view.
How Gaming Entitlements Affect Your Pub or Hotel Finance
How gaming entitlements shape what a lender will fund on a freehold pub or hotel, and how the going concern valuation treats them. General info only.
One Doc Home Loan for Caravan Park Owners
How a One Doc home loan works for self-employed caravan park owners, what lenders read in the trading accounts, and how the going concern sizes the loan.
Funding a Partner Buyout in an Accommodation Business
Private capital can fund a partner buyout in an accommodation business as an ownership transition, secured on the freehold going concern with a clear exit.
How a Lender Reads Your Freehold Accommodation Refinance
How lenders assess a freehold pub or motel refinance, what the credit team sizes the loan against, and what shapes loan to value on the going concern.
Releasing Equity From a Freehold Pub or Motel Without Selling
Release equity from a freehold pub or motel without selling. How lenders size the going concern, LVR ceilings and serviceability explained.
Should Your Practice Buy Its Premises Before This EOFY?
Should your practice buy its premises this financial year? How the tenant to owner move reshapes security, where the deposit comes from and EOFY timing.