A new equipment finance commitment changes how a lender reads your One Doc home loan. Here is how it affects your borrowing capacity.

Private lending can settle a deal before 30 June when banks cannot, but speed has a cost. How to weigh it against the tax benefit, and when it is worth it.

Buying machinery before 30 June? The instant asset write-off follows the install date, not the invoice, and most machinery is over the limit.

How long a commercial property loan takes to settle, what speeds it up, and whether a mid-June purchase can clear before 30 June.

Owner-driver moving from a rented depot to owning the yard? A stage-by-stage map of the premises finance you can access at each step.

Owning your depot adds commercial debt a One Doc lender counts, but it stops the rent and hands you an asset. How the net decides a truckie's home loan.

At EOFY, should an owner-driver put cash into the truck or hold it for a depot deposit? How the write-off, the pool and the property step compare.

How an owner-driver can restructure a truck chattel mortgage to free up borrowing capacity before applying to buy a depot or yard.

How a self-employed owner-driver finances the depot or yard they already operate from, the owner-occupier path, the deposit, and the security explained.

Buying a motel, pub or caravan park fast? Match the finance to the gap, from private capital and a caveat loan to vendor carry and the senior loan.