What accommodation finance can still settle before 30 June, how freehold and leasehold going-concern deals fund, and the fast tools that close the gap.

How a lender reads and sizes a management rights purchase: the net profit multiple, the management and letting agreement, and why specialists fund it.

How a caveat loan funds the deposit to lock an accommodation venue before 30 June, then settles later. When it works, and when it is a trap.

Seasonal venues still pay wages and BAS through the off-season. How a working capital loan covers the EOFY cash gap, sized on revenue, not tax returns.

How to settle a freehold pub or hotel as a going concern before 30 June, with the gaming and liquor licence transfer as the long pole on the timeline.

How a cafe owner can use one year's EOFY financials to apply for a One Doc home loan, what self-employed serviceability involves, and what to prepare.

When a cafe fit-out outgrows a working capital line, here is how to pick between a revolving line, an equipment loan and a property-backed option.

How the installed and ready for use test decides what your cafe can claim before 30 June, and how a chattel mortgage funds the gear in time.

Should a cafe pay cash for equipment before EOFY or keep its working capital buffer and finance? How the cash versus finance decision really works.

What a cafe can realistically finance before 30 June, and what is better left for FY27, from equipment finance to keeping a working capital buffer.