Second mortgage now or wait for FY27? How the announced 1 July 2027 negative gearing and CGT changes affect the timing of an equity release decision.

A caveat loan can still settle before 30 June if the file is clean. The final-week timeline, what disqualifies a file, and how the exit is priced.

A map of five property-backed funding levers a self-employed owner can use before 30 June, matched to equity and timeline, plus the FY27 tax outlook.

What a development finance lender checks first on an EOFY-start file: feasibility, entity structure, staged drawdowns and your exit. Self-employed focus.

What accommodation finance can still settle before 30 June, how freehold and leasehold going-concern deals fund, and the fast tools that close the gap.

How a lender reads and sizes a management rights purchase: the net profit multiple, the management and letting agreement, and why specialists fund it.

How a caveat loan funds the deposit to lock an accommodation venue before 30 June, then settles later. When it works, and when it is a trap.

Seasonal venues still pay wages and BAS through the off-season. How a working capital loan covers the EOFY cash gap, sized on revenue, not tax returns.

How to settle a freehold pub or hotel as a going concern before 30 June, with the gaming and liquor licence transfer as the long pole on the timeline.

How a cafe owner can use one year's EOFY financials to apply for a One Doc home loan, what self-employed serviceability involves, and what to prepare.