Sell or Borrow? What the FY27 CGT Change Means for Equity
Sell or borrow against your property before the FY27 CGT change? How a second mortgage releases equity without triggering a capital gains event.
One Doc Home Loan: Using One Strong FY26 Year
A one doc home loan can use one strong FY26 trading year, your latest BAS and an accountant letter to evidence self-employed income at the FY27 reset.
Non-Bank Development Funding in FY27: A Market Read
A FY27 market read on non-bank development funding: where lender standards sit, how deals are sized to GRV and a clear exit, and what it means for you.
Choosing a Non-Bank Property Lender Before CDR Lands in FY27
How to choose a non-bank property lender before the Consumer Data Right starts on 13 July 2026: compare on structure, not just the headline rate.
The FY27 Property Finance Calendar for Self-Employed Owners
The FY27 property finance calendar for self-employed owners: the staggered dates that change negative gearing, CGT, the CDR and SMSF borrowing.
Accommodation Finance: Broker or Straight to a Lender?
Broker or go direct on a motel, pub or caravan park loan? How whole-of-market access changes a specialised going-concern deal. General info only.
The One Document Behind a One Doc Home Loan
A line-by-line look at the one income document behind a One Doc home loan: what an accountant's letter or BAS must show, and how a specialist reads it.
When a Vendor Carry Is Smart, and When It Is a Trap
When a vendor carry is the smart way to close an equity gap on an accommodation deal, and when leaning on one is a trap.
Hitting a Tight Settlement Date With a Caveat Loan
A caveat loan can settle a tight accommodation purchase in days when the senior facility will not clear in time. Here is the timeline and the clean exit.
Why a Bank Knocks Back a Big Accommodation Deal
Why banks decline big accommodation deals, the four triggers behind it, and which specialist or private tier picks each one up.