Do You Actually Need a Bridging Loan, or Is There a Cheaper Way?
Do you need a bridging loan, or is a deposit bond, a longer settlement or a same day settlement cheaper? What each costs, and where each one fails.
Closed or Open Bridging Loan: What a Signed Contract Changes
Closed or open bridging loan? What an unconditional contract of sale changes about your loan to value ratio, your term, and whether a lender takes you.
Clearing Business Debts With a Bridging Loan Before the Sale
How a bridging loan against a property on the market clears business debt now: the sale evidence lenders accept, the hold-back and how payouts work.
Sold Early or Sold for Less: What Happens to Your Bridging Loan
Your home sold early, or for less than the bridging loan assumed. What changes at payout and what happens to the debt you are left with.
Can a Bridging Loan Pay Out a Former Partner
Whether an Australian bridging loan can fund a payout to a former partner, which lending lane can lawfully write it, and what the lender needs to see.
Bridging Loan Over 75: Retired, With No End Debt
Can you get a bridging loan when you are retired with no income? Age policy, what a lender assesses instead, and what it does to your age pension.
Bridging Loan When You Are Moving Interstate
How an interstate move changes a bridging loan: two conveyancing systems, two valuations, duty in the new state, and matching two settlement clocks.
Bridging Loan to Sell Later: Does Holding the Property Pay?
What it costs to hold an Australian property on a bridging loan while you wait to sell, the tax on empty homes, and the price rise that makes waiting pay.
Can Your Bridging Loan Sit With a Different Lender?
Whether an Australian bridging loan can sit with a lender other than your current one, the two structures that allow it, and which one usually costs less.
Buying Your Next Commercial Premises Before the Old Ones Sell
How an Australian business owner funds the next commercial premises before the old ones sell, what the lender secures, and what GST does to the numbers.