Aged Care Facility and Retirement Village Finance for Operators in Australia
How Australian lenders value and structure aged care facility and retirement village finance, including AN-ACC, RADs, registration and exit liabilities.
How Weighted Average Lease Expiry Changes a Commercial Loan
WALE explained for Australian commercial property loans: calculation, lease-expiry rules, valuation, refinance, vacancy, reviews and what to do next.
What Building Contract Will a Lender Accept?
Which building contracts Australian construction lenders accept, what must be in them, and what happens if your contract, valuation or build changes.
Business Loan Protections in Australia: What Applies, What Does Not
What protects an Australian business borrower: unfair terms, AFCA, the Banking Code's 30 day notice, hardship help, and what to do when a loan goes wrong.
Behind on Business Loan Repayments? Your Options in Australia
Behind on business loan repayments? What happens next, hardship options, guarantees, ATO debt, credit-file risk, refinance and free help in Australia.
What Is a Merchant Cash Advance in Australia? PPSR, Risks and Exit
How merchant cash advances work in Australia: cost, approval, holdbacks, PPSR, stacking, default, refinance and what to check before signing.
Short Term Business Loans in Australia: How Short Is Short Term?
Most published short term business loan ranges end at 24 months or less. Who qualifies, what the repayments look like and what to ask before you sign.
What Does a Working Capital Loan Cost? Factor Rates, Fees, Repayments
Working capital loan costs in Australia: convert factor rates and flat fees, compare annualised cost, comparison rates, repayments, fees and payout terms.
How Are Livestock, Plant and Crops Funded When You Buy a Farm?
Buying a walk in walk out farm in Australia? See what funds the livestock, machinery and standing crop, how PPSR security works, and what must settle together.
What to Check Before Buying a Caravan Park in Australia
What to check before buying a caravan park in Australia: due diligence, PPSR, earnings, approvals, settlement, valuation and finance.
Declined After Ten Years With the Same Bank: Was It You or Policy?
Bank declined you after years as a customer? Learn to tell a lending policy change from a credit problem, what to ask, and what to do before reapplying.
What Non-Bank Lenders Accept and Charge in Australia: Q3 2026 Data
Observed LVRs, loan sizes, criteria, pricing and time to fund across 11 non-bank lending lanes in Australia, Q3 2026. Sample, period and method stated.
How Lenders Fund a Joint Venture Property Development
How Australian lenders fund property development JVs: borrower, landowner security, equity, LTC/GRV, capital calls, guarantees and partner failure.
Buying Property From Family or a Related Party: What Lenders Do
Buying from parents or family below market value? See how gifted equity, valuations, deposits, LMI, stamp duty, CGT, first-home schemes and seller risks work.
Why Lenders Lend Less on a Specialised Commercial Property
Why specialised commercial property gets lower LVRs, which valuation base matters, what APRA requires and what to do after a low valuation.
Guarantor Has Died or Lost Capacity: What Happens to the Loan
Guarantor died or lost capacity? What happens to the business loan, estate, company bank account and guarantee, with current Australian sources.
Interest-Only Commercial Property Loans: How Long Can You Get?
How long commercial interest-only can run in Australia, what it costs, what lenders assess and what to do if your offer is shorter.
Buying a Strata Office or Shop: How Lenders Look at It
Buying a strata office or shop? See lender checks, state certificates, valuation, off-plan risks, leases, defects and what can cause a decline.
Construction Finance in Australia: The Four Types and Which One Fits
The four types of construction finance in Australia, what each one funds, how lenders differ, what it costs and how to tell which one your project needs.
Hobby Farm or Acreage Home Loan: How Many Acres Is Too Many?
How many acres a home loan will cover, in acres and hectares, what happens past the limit, and why acreage usually has no cooling off period.