Nikki Lim Nikki Lim

Core Low Doc Cashflow Path: (2025 Roadmap)

You don’t need every product on day one. This 2025 roadmap shows how to start with one low doc facility, then add a Business Line of Credit, Working Capital Loan and Invoice Finance as your trading history, cashflow and confidence grow.

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Nikki Lim Nikki Lim

Manufacturing Breakdown Finance: How to Fund Emergency Repairs (2025 Guide)

When a key machine dies mid-production, you don’t have three weeks to “talk to the bank”. This guide walks manufacturers through simple ways to use asset finance and short-term business funding to cover emergency repairs, hire replacement gear or swap in a new unit — without freezing production or smashing cashflow.

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Nikki Lim Nikki Lim

What Is Residual Value in Asset Finance?

Residual value is the part of an asset finance deal everyone skips over – but it quietly controls your repayments, balloon strategy and end-of-term risk. This simple 2025 guide shows you how residuals work, how they shape cash flow, and how to avoid a nasty surprise at the end of the term.

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Nikki Lim Nikki Lim

Finance Lease vs Operating Lease

Most owners just get told “it’s a lease” and sign. This simple 2025 guide breaks down the real difference between a finance lease and an operating lease, so you can match the right structure to your equipment, tax position and upgrade plans.

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