Payday Super starts 1 July 2026. Self-employed property investors with PAYG staff need a working capital cashflow map before the same-day super cycle lands.

The EOFY window puts a structured refinance trigger on a property investor's second mortgage. See how the decision frames before 30 June 2026.

How the non-bank commercial property loan tier stack works in 2026, mapping bank, specialist and private lenders for self-employed business owners.

A 60-day reset path for self-employed borrowers after a home loan decline, structured around what one doc underwriters actually look at first.

Commercial and residential investment property now sit under different tax rules. Negative gearing limits reach residential dwellings only, the capital gains changes reach both, and the super fund borrowing lane has narrowed to business real property.

How self-employed SMSFs fund commercial property through the non-bank specialist tier when major banks step back from LRBA lending.

Lease doc commercial property loans use rental income as the borrower lens. Here's how the file reads to a lender and where the lane sits in 2026.

How Australian manufacturers sequence solar, battery and controls retrofit finance around the EOFY 30 June 2026 install-and-ready cutover.

How a One Doc Home Loan reads on a manufacturer's file when chattel facilities and a working capital line already sit on the balance sheet.

When mainstream lenders decline specialty manufacturer plant, private lending can fill the gap. Decision tree, fit, and senior takeout exit plan.