Owning the premises you trade from rarely happens in one move. Here is the staged roadmap from leasing to owning, and the property finance that fits each step into the new financial year.

Buying your premises and borrowing for your own home are one connected timeline. Here is how a One Doc home loan reads the commercial debt you already carry, and the order that keeps both clean.

When the deal is right but the timing is tight, a caveat loan can bridge a commercial property settlement against the property equity you already hold. Here are the green flags and red flags to weigh before you lodge one.

Building the premises you will occupy is a staged project. Here is how owner-occupier development finance is drawn against progress and how the owner-occupier takeout closes it out.

Buying the premises you operate from is mostly a question of equity. Here is what each tier unlocks and how the owner-occupier read works on trading cash flow.

The going concern valuation, the land, business and goodwill valued as one whole, is the number your lender sizes the loan against, and it shapes whether the sale can be GST-free.

Management rights bundle a caretaking agreement, a letting authority and an on-site manager’s unit into one going concern business, funded as a single facility on verified net profit and the term left on the agreements.

A pub is a licensed going concern, not just a building. Tenure and gaming entitlements, not the address, decide what a lender will fund.

Buying a caravan park is financing a trading business, not a holiday van. Tenure sets what you can borrow, and the going concern valuation sizes the loan. A finance-led guide for self-employed Australian buyers.

Buying a motel is a going concern purchase, not a property purchase. Here is the finance-led buying path, from due diligence to how the loan is actually sized.