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From Van to Workshop: How Tradies Finance the Jump
Nick Lim 18/6/26 Nick Lim 18/6/26

From Van to Workshop: How Tradies Finance the Jump

How a tradie funds the move from a van-based business to owning a workshop: the premises loan, working capital for the move, and how lenders read it.

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One Doc Home Loan After You Buy Your Workshop
Nick Lim 18/6/26 Nick Lim 18/6/26

One Doc Home Loan After You Buy Your Workshop

How a self-employed one doc home loan reads the new commercial debt after you buy your workshop, and what makes the file pass or stall.

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Kitting Out a New Workshop Before 30 June: The Timing Call
Nick Lim 18/6/26 Nick Lim 18/6/26

Kitting Out a New Workshop Before 30 June: The Timing Call

How to time a workshop fit-out before 30 June: which assets to install for the instant asset write-off, and how to fund the spend without a cash-flow gap.

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Working Capital for the Move Into Your First Workshop
Nick Lim 18/6/26 Nick Lim 18/6/26

Working Capital for the Move Into Your First Workshop

How a working capital loan covers the cashflow gap when a tradie moves into a first workshop: settlement, fit-out and double running costs.

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Lease or Buy Your First Workshop: A Tradie's Finance Decision
Nick Lim 18/6/26 Nick Lim 18/6/26

Lease or Buy Your First Workshop: A Tradie's Finance Decision

Should a tradie lease or buy a first workshop? How owner-occupier premises finance, deposit and serviceability compare, from a finance broker's view.

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How Gaming Entitlements Affect Your Pub or Hotel Finance
Nick Lim 18/6/26 Nick Lim 18/6/26

How Gaming Entitlements Affect Your Pub or Hotel Finance

How gaming entitlements shape what a lender will fund on a freehold pub or hotel, and how the going concern valuation treats them. General info only.

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One Doc Home Loan for Caravan Park Owners
Nick Lim 18/6/26 Nick Lim 18/6/26

One Doc Home Loan for Caravan Park Owners

How a One Doc home loan works for self-employed caravan park owners, what lenders read in the trading accounts, and how the going concern sizes the loan.

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Funding a Partner Buyout in an Accommodation Business
Nick Lim 18/6/26 Nick Lim 18/6/26

Funding a Partner Buyout in an Accommodation Business

Private capital can fund a partner buyout in an accommodation business as an ownership transition, secured on the freehold going concern with a clear exit.

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How a Lender Reads Your Freehold Accommodation Refinance
Nick Lim 18/6/26 Nick Lim 18/6/26

How a Lender Reads Your Freehold Accommodation Refinance

How lenders assess a freehold pub or motel refinance, what the credit team sizes the loan against, and what shapes loan to value on the going concern.

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Releasing Equity From a Freehold Pub or Motel Without Selling
Nick Lim 18/6/26 Nick Lim 18/6/26

Releasing Equity From a Freehold Pub or Motel Without Selling

Release equity from a freehold pub or motel without selling. How lenders size the going concern, LVR ceilings and serviceability explained.

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