From Van to Workshop: How Tradies Finance the Jump
How a tradie funds the move from a van-based business to owning a workshop: the premises loan, working capital for the move, and how lenders read it.
One Doc Home Loan After You Buy Your Workshop
How a self-employed one doc home loan reads the new commercial debt after you buy your workshop, and what makes the file pass or stall.
Kitting Out a New Workshop Before 30 June: The Timing Call
How to time a workshop fit-out before 30 June: which assets to install for the instant asset write-off, and how to fund the spend without a cash-flow gap.
Working Capital for the Move Into Your First Workshop
How a working capital loan covers the cashflow gap when a tradie moves into a first workshop: settlement, fit-out and double running costs.
Lease or Buy Your First Workshop: A Tradie's Finance Decision
Should a tradie lease or buy a first workshop? How owner-occupier premises finance, deposit and serviceability compare, from a finance broker's view.
How Gaming Entitlements Affect Your Pub or Hotel Finance
How gaming entitlements shape what a lender will fund on a freehold pub or hotel, and how the going concern valuation treats them. General info only.
One Doc Home Loan for Caravan Park Owners
How a One Doc home loan works for self-employed caravan park owners, what lenders read in the trading accounts, and how the going concern sizes the loan.
Funding a Partner Buyout in an Accommodation Business
Private capital can fund a partner buyout in an accommodation business as an ownership transition, secured on the freehold going concern with a clear exit.
How a Lender Reads Your Freehold Accommodation Refinance
How lenders assess a freehold pub or motel refinance, what the credit team sizes the loan against, and what shapes loan to value on the going concern.
Releasing Equity From a Freehold Pub or Motel Without Selling
Release equity from a freehold pub or motel without selling. How lenders size the going concern, LVR ceilings and serviceability explained.