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Your FY27 Practice Finance Reset After the EOFY Window Closed
Nick Lim 25/6/26 Nick Lim 25/6/26

Your FY27 Practice Finance Reset After the EOFY Window Closed

Missed the EOFY equipment window? Here is the FY27 finance reset for medical and dental practices: sequence equipment, cashflow and property.

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One Doc Home Loan When FY27 Practice Income Just Stepped Up
Nick Lim 25/6/26 Nick Lim 25/6/26

One Doc Home Loan When FY27 Practice Income Just Stepped Up

A recent FY27 income lift can read well on a One Doc home loan when your latest BAS shows it. How a low doc assessor weighs income recency.

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Refinancing the Practice Debt Stack Into a Clean FY27 Position
Nick Lim 25/6/26 Nick Lim 25/6/26

Refinancing the Practice Debt Stack Into a Clean FY27 Position

Carrying several practice facilities into FY27? See the refinance trigger list for when to consolidate your debt stack into one clean loan.

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A Practice Line of Credit for the Payday Super Cashflow Shift
Nick Lim 25/6/26 Nick Lim 25/6/26

A Practice Line of Credit for the Payday Super Cashflow Shift

How Payday Super changes when money leaves your practice in FY27, and where a practice line of credit smooths the new pay-run cadence.

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Missed the EOFY Equipment Window? Funding Your Practice in FY27
Nick Lim 25/6/26 Nick Lim 25/6/26

Missed the EOFY Equipment Window? Funding Your Practice in FY27

Missed the EOFY equipment window? How medical and dental practices fund equipment in FY27 with a business loan or chattel mortgage.

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The Manufacturer's FY27 Finance Plan: New-Year Map
Nick Lim 25/6/26 Nick Lim 25/6/26

The Manufacturer's FY27 Finance Plan: New-Year Map

A manufacturer's finance plan for FY27: sequence working capital, plant, premises and the home loan into one map, not a June scramble.

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One Doc Home Loan After an EOFY Plant-Buying Year
Nick Lim 25/6/26 Nick Lim 25/6/26

One Doc Home Loan After an EOFY Plant-Buying Year

How a One Doc lender reads a heavy EOFY plant-buying year, what a rebuilt home deposit looks like, and when to time your application into FY27.

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Plant Now, Factory in FY27: Sequencing Manufacturer Capex
Nick Lim 25/6/26 Nick Lim 25/6/26

Plant Now, Factory in FY27: Sequencing Manufacturer Capex

Should you buy plant now and your factory in FY27? How manufacturers sequence capex to protect borrowing capacity and stage the bigger move.

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Protect Your Working Capital Into FY27 After EOFY
Nick Lim 25/6/26 Nick Lim 25/6/26

Protect Your Working Capital Into FY27 After EOFY

How manufacturers can protect cashflow into FY27 after EOFY: finance the asset, keep the buffer, and structure working capital around revenue.

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Buy Plant Before 30 June or Wait for the FY27 Write-Off?
Nick Lim 25/6/26 Nick Lim 25/6/26

Buy Plant Before 30 June or Wait for the FY27 Write-Off?

Buy plant before 30 June or wait for the FY27 write-off? A broker breaks down the rush-or-wait call and how a chattel mortgage funds either path.

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