Freehold vs Leasehold: the FY27 Accommodation Finance Map
Freehold or leasehold sets how an accommodation purchase gears. The FY27 finance map across motels, pubs and parks, and how to plan the deposit.
Freehold or Leasehold: How Tenure Changes a One Doc Home Loan
How owning the freehold or holding a leasehold changes the income and security read on a One Doc home loan for a self-employed accommodation owner.
Freehold or Leasehold: Which Needs a Commercial Property Loan?
Buying a motel or pub freehold pulls in a commercial property loan; a leasehold going concern does not. How tenure decides the finance you need.
Leasehold or Freehold Pub: What Changes Without the Bricks
Leasehold or freehold pub finance: what changes when you don't own the bricks, how the lease term sets the loan, and where gaming sits in the deal.
Leasehold vs Freehold Motel: Why the Lease Term Sets Your Loan
Freehold or leasehold motel? On a leasehold the lease term caps the loan; a freehold gears on the going-concern valuation. How each one finances.
Fund FY27 From the Factory Equity You Already Hold
Release the factory equity you already hold, deploy it, then borrow only for what is left. A manufacturer's FY27 order for equity, plant and bridges.
Buying a Home on One Doc While the Factory Carries a Second Mortgage
How a commercial second mortgage on the factory reads on a personal One Doc home loan, and how to keep two facilities cleanly apart so the purchase works.
Fixed, Variable or Balloon: Structuring an FY27 Chattel Mortgage
How to structure an FY27 chattel mortgage: fixed versus variable, how a balloon works, and shaping repayments around the Payday Super cashflow step.
Plan the Exit Before You Draw Private Funding for Plant
How manufacturers plan the exit before drawing private funding for plant, so a short-term facility takes out cleanly into asset finance or a bank loan.
How Much Equity Can a Manufacturer Release Behind the Bank?
How much equity a manufacturer can release behind the bank with a second mortgage, mapped by equity tier, and how first mortgagee consent fits in.