When a cafe premises valuation lands under your offer, the gap shifts onto your deposit. How LVR and commercial valuation set your real FY27 number.

Finance-ready before you view a cafe premises in FY27: how commercial pre-approval works, what your submission pack needs, and the serviceability read.

How self-employed property funding routes around the bank in FY27, across the non-bank stack: commercial, caveat, second mortgage and private lending.

New SMSF rules limit residential property in super. See how self-employed owners hold personally and fund it with a One Doc home loan on business income.

How the FY27 reform reshapes new-build, development and commercial property finance for self-employed investors, with a tier-by-tier funding read.

How a second mortgage sits behind a bank first mortgage for self-employed owners, and why non-bank funders now write most of them for FY27.

A caveat loan can move fast on an FY27 property purchase, but it has limits. What a caveat will not do, the red flags, and why the exit comes first.

How owning the freehold or holding a leasehold changes the income and security read on a One Doc home loan for a self-employed accommodation owner.

Buying a motel or pub freehold pulls in a commercial property loan; a leasehold going concern does not. How tenure decides the finance you need.

Leasehold or freehold pub finance: what changes when you don't own the bricks, how the lease term sets the loan, and where gaming sits in the deal.