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What a One Doc Home Loan Reads in Your Notice of Assessment
Nick Lim 29/6/26 Nick Lim 29/6/26

What a One Doc Home Loan Reads in Your Notice of Assessment

How a One Doc home loan reads your Notice of Assessment: the income figure a lender actually checks, and whether your numbers support the application.

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Refinancing a Commercial Property Loan Before FY27 Rolls Over
Nick Lim 29/6/26 Nick Lim 29/6/26

Refinancing a Commercial Property Loan Before FY27 Rolls Over

How to refinance a commercial property loan before the interest-only period ends, what triggers a refinance, and what lenders weigh first.

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Why a Caveat Loan Sits Behind Your Construction Loan
Nick Lim 29/6/26 Nick Lim 29/6/26

Why a Caveat Loan Sits Behind Your Construction Loan

A caveat loan ranks behind your construction loan and usually needs the first lender's consent. How priority, negative pledge and ranking work.

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Buy or Lease Your FY27 Workshop or Yard: The Builder's Call
Nick Lim 29/6/26 Nick Lim 29/6/26

Buy or Lease Your FY27 Workshop or Yard: The Builder's Call

Buying or leasing your workshop or yard for FY27? How builders weigh a commercial property loan, equity and owner-occupier premises against renting.

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Sell or Borrow? What the FY27 CGT Change Means for Equity
Nick Lim 29/6/26 Nick Lim 29/6/26

Sell or Borrow? What the FY27 CGT Change Means for Equity

Sell or borrow against your property before the FY27 CGT change? How a second mortgage releases equity without triggering a capital gains event.

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One Doc Home Loan: Using One Strong FY26 Year
Nick Lim 29/6/26 Nick Lim 29/6/26

One Doc Home Loan: Using One Strong FY26 Year

A one doc home loan can use one strong FY26 trading year, your latest BAS and an accountant letter to evidence self-employed income at the FY27 reset.

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Non-Bank Development Funding in FY27: A Market Read
Nick Lim 29/6/26 Nick Lim 29/6/26

Non-Bank Development Funding in FY27: A Market Read

A FY27 market read on non-bank development funding: where lender standards sit, how deals are sized to GRV and a clear exit, and what it means for you.

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Choosing a Non-Bank Property Lender Before CDR Lands in FY27
Nick Lim 29/6/26 Nick Lim 29/6/26

Choosing a Non-Bank Property Lender Before CDR Lands in FY27

How to choose a non-bank property lender before the Consumer Data Right starts on 13 July 2026: compare on structure, not just the headline rate.

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The FY27 Property Finance Calendar for Self-Employed Owners
Nick Lim 29/6/26 Nick Lim 29/6/26

The FY27 Property Finance Calendar for Self-Employed Owners

The FY27 property finance calendar for self-employed owners: the staggered dates that change negative gearing, CGT, the CDR and SMSF borrowing.

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Accommodation Finance: Broker or Straight to a Lender?
Nick Lim 29/6/26 Nick Lim 29/6/26

Accommodation Finance: Broker or Straight to a Lender?

Broker or go direct on a motel, pub or caravan park loan? How whole-of-market access changes a specialised going-concern deal. General info only.

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