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Your FY27 Finance Reset: What the Budget Changed
Nick Lim 30/6/26 Nick Lim 30/6/26

Your FY27 Finance Reset: What the Budget Changed

The Federal Budget reshaped FY27 for business owners. See how to reset your finance lane by lane and what to refinance first. General information only.

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How Refinancing Business Debt Reads on a One Doc Home Loan
Nick Lim 30/6/26 Nick Lim 30/6/26

How Refinancing Business Debt Reads on a One Doc Home Loan

Refinancing business debt can change how a One Doc home loan reads. See what fewer facilities and lower commitments do to your borrowing capacity.

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Caveat Loan or Refinance: Clearing Short-Term Debt in FY27
Nick Lim 30/6/26 Nick Lim 30/6/26

Caveat Loan or Refinance: Clearing Short-Term Debt in FY27

When to use a caveat loan versus refinancing to clear short-term business debt for FY27. General information from an Australian finance broker.

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Resetting Your Business Line of Credit for the FY27 Year
Nick Lim 30/6/26 Nick Lim 30/6/26

Resetting Your Business Line of Credit for the FY27 Year

Right-size your business line of credit for FY27 so the limit matches the headroom you actually draw on. A practical guide for self-employed owners.

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FY27 Accommodation Buy: How Ready Are You?
Nick Lim 29/6/26 Nick Lim 29/6/26

FY27 Accommodation Buy: How Ready Are You?

How ready are you to buy a motel, pub or park in FY27? A buyer-readiness map, tier by tier, across deposit, trade record and structure. General info only.

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Home Loan Timing Around an FY27 Venue Purchase
Nick Lim 29/6/26 Nick Lim 29/6/26

Home Loan Timing Around an FY27 Venue Purchase

Should you buy the venue or your home first? How a One Doc home loan reads around an FY27 accommodation purchase, and the sequencing that keeps it open.

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The Senior Lender Consent Pack for a Vendor Carry
Nick Lim 29/6/26 Nick Lim 29/6/26

The Senior Lender Consent Pack for a Vendor Carry

The senior lender's written consent makes a vendor carry fundable. Here is the document pack that wins it, and where consent stalls.

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How to Hold a Freehold Venue You Buy in FY27
Nick Lim 29/6/26 Nick Lim 29/6/26

How to Hold a Freehold Venue You Buy in FY27

How to hold a freehold pub or motel you buy in FY27: trust, company or SMSF business real property, and what the Budget trust and CGT changes mean.

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The Trading Record That Funds a Freehold Pub or Motel
Nick Lim 29/6/26 Nick Lim 29/6/26

The Trading Record That Funds a Freehold Pub or Motel

How lenders read the going-concern trading record when you buy a freehold pub or motel, the adjusted net profit and add-backs that set the loan.

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What Lenders Are Funding in Construction Going Into FY27
Nick Lim 29/6/26 Nick Lim 29/6/26

What Lenders Are Funding in Construction Going Into FY27

What construction lenders are funding going into FY27: where appetite has shifted and how the non-bank stack fits each build stage.

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