Your FY27 Finance Reset: What the Budget Changed
The Federal Budget reshaped FY27 for business owners. See how to reset your finance lane by lane and what to refinance first. General information only.
How Refinancing Business Debt Reads on a One Doc Home Loan
Refinancing business debt can change how a One Doc home loan reads. See what fewer facilities and lower commitments do to your borrowing capacity.
Caveat Loan or Refinance: Clearing Short-Term Debt in FY27
When to use a caveat loan versus refinancing to clear short-term business debt for FY27. General information from an Australian finance broker.
Resetting Your Business Line of Credit for the FY27 Year
Right-size your business line of credit for FY27 so the limit matches the headroom you actually draw on. A practical guide for self-employed owners.
FY27 Accommodation Buy: How Ready Are You?
How ready are you to buy a motel, pub or park in FY27? A buyer-readiness map, tier by tier, across deposit, trade record and structure. General info only.
Home Loan Timing Around an FY27 Venue Purchase
Should you buy the venue or your home first? How a One Doc home loan reads around an FY27 accommodation purchase, and the sequencing that keeps it open.
The Senior Lender Consent Pack for a Vendor Carry
The senior lender's written consent makes a vendor carry fundable. Here is the document pack that wins it, and where consent stalls.
How to Hold a Freehold Venue You Buy in FY27
How to hold a freehold pub or motel you buy in FY27: trust, company or SMSF business real property, and what the Budget trust and CGT changes mean.
The Trading Record That Funds a Freehold Pub or Motel
How lenders read the going-concern trading record when you buy a freehold pub or motel, the adjusted net profit and add-backs that set the loan.
What Lenders Are Funding in Construction Going Into FY27
What construction lenders are funding going into FY27: where appetite has shifted and how the non-bank stack fits each build stage.