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Nick Lim 30/6/26 Nick Lim 30/6/26

Your FY27 Finance Reset: What the Budget Changed

The Federal Budget reshaped FY27 for business owners. See how to reset your finance lane by lane and what to refinance first. General information only.

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Nick Lim 30/6/26 Nick Lim 30/6/26

How Refinancing Business Debt Reads on a One Doc Home Loan

Refinancing business debt can change how a One Doc home loan reads. See what fewer facilities and lower commitments do to your borrowing capacity.

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Nick Lim 30/6/26 Nick Lim 30/6/26

Caveat Loan or Refinance: Clearing Short-Term Debt in FY27

When to use a caveat loan versus refinancing to clear short-term business debt for FY27. General information from an Australian finance broker.

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Nick Lim 30/6/26 Nick Lim 30/6/26

Resetting Your Business Line of Credit for the FY27 Year

Right-size your business line of credit for FY27 so the limit matches the headroom you actually draw on. A practical guide for self-employed owners.

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Nick Lim 29/6/26 Nick Lim 29/6/26

Home Loan Timing Around an FY27 Venue Purchase

Should you buy the venue or your home first? How a One Doc home loan reads around an FY27 accommodation purchase, and the sequencing that keeps it open.

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Nick Lim 29/6/26 Nick Lim 29/6/26

The Senior Lender Consent Pack for a Vendor Carry

The senior lender's written consent makes a vendor carry fundable. Here is the document pack that wins it, and where consent stalls.

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Nick Lim 29/6/26 Nick Lim 29/6/26

What Lenders Are Funding in Construction Going Into FY27

What construction lenders are funding going into FY27: where appetite has shifted and how the non-bank stack fits each build stage.

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Nick Lim 29/6/26 Nick Lim 29/6/26

What a One Doc Home Loan Reads in Your Notice of Assessment

How a One Doc home loan reads your Notice of Assessment: the income figure a lender actually checks, and whether your numbers support the application.

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Nick Lim 29/6/26 Nick Lim 29/6/26

Refinancing a Commercial Property Loan Before FY27 Rolls Over

How to refinance a commercial property loan before the interest-only period ends, what triggers a refinance, and what lenders weigh first.

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Nick Lim 29/6/26 Nick Lim 29/6/26

Why a Caveat Loan Sits Behind Your Construction Loan

A caveat loan ranks behind your construction loan and usually needs the first lender's consent. How priority, negative pledge and ranking work.

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