How Lenders Value a Pub's Gaming, Bar and Room Income
How lenders read a pub's gaming, bar and accommodation room income as one going concern, and why the steadiest streams shape what you can borrow.
How Much Can You Borrow Against Property You Own?
How much can you borrow against property you already own? See which facility unlocks your equity and how combined LVR sets the ceiling.
Buying a Home When Your Tax Returns Are Behind
Self-employed and last year's return not lodged? A One Doc home loan can assess you on business cashflow and an accountant's declaration.
What a Private Lender Needs to Fund Your Deal Fast
What a private lender needs to fund your deal fast: a clean security position, a clear exit and a deal-ready file. Prep guide for self-employed owners.
Will Your Bank Consent to a Second Mortgage?
How second mortgage consent works: what a deed of priority does, why the first lender usually has to agree, and how NSW and Victoria differ.
Financing an Industrial or Warehouse Property Purchase
How self-employed buyers finance an industrial or warehouse purchase, what lenders assess first, and what sets your commercial property loan LVR.
The Builder's Finance Toolkit, Stage by Business Stage
How a builder's finance needs change with each business stage, from a first ABN to a volume builder, and the facility that fits each rung.
One Doc Home Loan When Your Income Arrives in Lumps
A one document home loan lets self-employed builders qualify on business cashflow, not payslips, when income arrives in milestone lumps. How it works.
Working Capital or Equipment Finance for a Bigger Job
Working capital funds the float that keeps a build moving; equipment finance funds the plant. How a builder picks the right facility for a bigger job.
How Lenders Value a Specialised Commercial Property
How lenders value a specialised commercial property, why the building type sets your LVR ceiling, and what strengthens an owner-occupier position.