Refinancing a Vendor Carry Out: The Exit Both Sides Plan
How a vendor finance carry is refinanced out: the exit both sides plan from day one, and what trading record each stage needs to clear the seller.
Caravan Park Cabins: Chattel or Fixture to a Lender?
Are a caravan park's cabins chattels or fixtures? How a lender reads cabin income versus cabin security, and why a park is valued on the going concern.
The Trading Records a Motel Lender Wants to See
The trading records a motel lender wants: occupancy and room-rate history, adjusted net profit after add-backs, and the evidence pack behind a motel deal.
Regional vs Metro Pubs: How Location Changes the Loan
How lenders read a regional pub versus a metro one: catchment, buyer depth and the yield multiple that shape gearing on the going concern.
How Lenders Value a Pub's Gaming, Bar and Room Income
How lenders read a pub's gaming, bar and accommodation room income as one going concern, and why the steadiest streams shape what you can borrow.
How Much Can You Borrow Against Property You Own?
How much can you borrow against property you already own? See which facility unlocks your equity and how combined LVR sets the ceiling.
Buying a Home When Your Tax Returns Are Behind
Self-employed and last year's return not lodged? A One Doc home loan can assess you on business cashflow and an accountant's declaration.
What a Private Lender Needs to Fund Your Deal Fast
What a private lender needs to fund your deal fast: a clean security position, a clear exit and a deal-ready file. Prep guide for self-employed owners.
Will Your Bank Consent to a Second Mortgage?
How second mortgage consent works: what a deed of priority does, why the first lender usually has to agree, and how NSW and Victoria differ.
Financing an Industrial or Warehouse Property Purchase
How self-employed buyers finance an industrial or warehouse purchase, what lenders assess first, and what sets your commercial property loan LVR.