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What Your Business Can Borrow Against, Asset by Asset
Admin - 5/8/26 Admin - 5/8/26

What Your Business Can Borrow Against, Asset by Asset

A map of what a self-employed business can raise against the home, the commercial premises and the plant, and the security position each lane needs.

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What Lenders Accept as Income on a Low Doc Home Loan
Admin - 5/8/26 Admin - 5/8/26

What Lenders Accept as Income on a Low Doc Home Loan

What counts as income on a low doc home loan, tier by tier: BAS reads, accountant declarations, self-certified income, and where your file lands.

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Director Penalty Notice: What Lenders Need to See
Admin - 5/8/26 Admin - 5/8/26

Director Penalty Notice: What Lenders Need to See

What a credit desk needs to see when a director carries a penalty notice, and how equity in a property you own is assessed. General information only.

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One Doc Home Loan When You Run More Than One Company
Admin - 5/8/26 Admin - 5/8/26

One Doc Home Loan When You Run More Than One Company

How a One Doc lender builds one consolidated director position from every entity you control, and what that group has to show before it can be assessed.

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Chattel Mortgage: Which Entity Signs When You Own Property
Admin - 5/8/26 Admin - 5/8/26

Chattel Mortgage: Which Entity Signs When You Own Property

Which entity should sign a chattel mortgage when your business also owns property, where the security interest attaches, and what it changes later.

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Commercial Property Loan Deposit: How Much You Need in 2026
Nick Lim 4/7/26 Nick Lim 4/7/26

Commercial Property Loan Deposit: How Much You Need in 2026

How much deposit you need for a commercial property loan in Australia, mapped by security and documentation tier, plus how equity can stand in for cash.

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Business Finance in FY27: What You Can Use at Each Stage
Nick Lim 4/7/26 Nick Lim 4/7/26

Business Finance in FY27: What You Can Use at Each Stage

Match business finance to each stage of FY27, from a line of credit and invoice finance to term loans and equity release. A broker's stage-by-stage guide.

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How a One Doc Home Loan Reads a Business Overdraft
Nick Lim 4/7/26 Nick Lim 4/7/26

How a One Doc Home Loan Reads a Business Overdraft

How a One Doc home loan lender reads a business overdraft, why the undrawn limit counts as a commitment, and what it means for your borrowing power.

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Invoice Finance or a Working Capital Loan for a Cash Gap?
Nick Lim 4/7/26 Nick Lim 4/7/26

Invoice Finance or a Working Capital Loan for a Cash Gap?

Invoice finance or a working capital loan for a cash gap? How each funds your business, what lenders check first, and which fits your shortfall.

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How a Business Line of Credit and Overdraft Work
Nick Lim 4/7/26 Nick Lim 4/7/26

How a Business Line of Credit and Overdraft Work

How a business line of credit and a business overdraft work, revolving limits, interest on the drawn balance only, and which fits your cash flow.

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Switchboard Finance

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