How a private mortgage is paid out and discharged in Australia. Payout figures, discharge timing, early exit costs and getting the security off your title.

How to tell whether the private lender on your term sheet is the party actually funding the loan, and what to check before you pay any fee.

A park's LVR turns less on how many permanents it has than on who owns the dwelling on each site and whose occupancy the law protects. Here is why.

What lenders actually fund when you buy management rights in Queensland, and how the regulation module and remaining agreement term change the loan.

A guarantee is a promise. A mortgage from a non-borrower is a charge over their title. What changes for the property owner, and what a funder asks for.

A trust or company can put its property up as security, but the deed, the trustee and the signing authority decide what a funder can actually register.

How one second mortgage works across two property titles: separate mortgage documents, consent from each first mortgagee, and how a property gets released.

A caveat loan is business purpose credit. What the National Credit Code tests, what makes a business purpose declaration ineffective, and what you give up.

A family deposit is either a gift or a loan. What a gift letter must say, what changes if it is repayable, and what a lender asks for to prove it.

A winding up application has been filed against your company. What property-secured funding can do inside a court timetable, and when it is the wrong call.