Mortgage Brokers and Caveat Loans: Can Your Broker Arrange One?
Can your mortgage broker arrange a caveat loan? Why most panels leave them out, how a broker is paid on one, and where the best interests duty stops.
The BAS Form Explained: Which One You Get and How Lenders Read It
Which BAS form the ATO sends you, what the main labels mean, how and when to lodge, and how lenders read your lodged BAS when you apply.
Working Capital Finance in Melbourne: What Changes in Victoria
How working capital finance works for Melbourne businesses: Victorian payroll tax and land tax dates, property as security, and late payment help.
ABN Car Finance in Brisbane: What Changes in Queensland
ABN car finance in Brisbane: what a new ABN changes, how Queensland duty and transfers work, and why commercial vehicles miss dealer warranty cover.
ABN Vehicle Loans: How Lenders Treat a Ute, Van or Light Truck
How lenders and the ATO class a car, ute, van or light truck on an ABN vehicle loan, from the one-tonne line to vehicle age and electric utes.
Car Loans for ABN Holders: Bank, Non-Bank, Manufacturer or Dealer?
Major bank, non-bank, manufacturer or dealer finance: how each treats an ABN holder's car loan, who sets the rate, and when a broker helps.
How to Buy a Car With an ABN: Every Step, in Order
How to buy a car with an ABN, in order: who buys, finance first, dealer or private seller, the tax invoice, settlement, rego and the records to keep.
Self-Employed Car Finance in Sydney: What Changes in NSW
How self-employed car finance works in Sydney: NSW duty, the Service NSW transfer, green slip, PPSR checks and why a business car gets no cooling-off.
Medical Practice Acquisition Loans: Buying a Whole GP Practice
Buying a whole GP or specialist practice? How lenders fund goodwill, value the practice, check due diligence, and treat payroll tax and vendor finance.
Commercial Finance for Dentists: Buying or Refinancing a Surgery
How lenders treat a dental surgery purchase or refinance: deposits, the fitout, chairs and plant still under finance, ownership structure and timing.