How owner financing a semi truck works in Australia: vendor finance, dealer in-house finance and rent to own, who owns the truck and what protects you.

Should a work ute go on a business or personal loan? How a chattel mortgage and a dealer personal loan differ on credit law, GST, ownership and cost.

How a depreciation schedule runs on a business car, ute, van or truck: ATO effective life caps, the two methods, the car limit and trade-ins.

Low doc commercial loans in Sydney: the documents a lender reads first, from BAS to the section 184 strata certificate and lease disclosure statements.

Low doc commercial loans in Brisbane: the Queensland checks on transfer duty, land tax, retail shop leases and body corporate certificates.

Low doc commercial loans in Melbourne: how Victoria's retail lease land tax rule and the new commercial and industrial property tax change the loan.

Most Australian commercial property loans are full recourse: who pays if the sale falls short, where limited recourse exists and how to cap liability.

How much equity you can release from an office, shop or warehouse you own, how lenders value it on rent, and which release route fits your file.

How commercial land loans work: how lenders treat vacant commercial or industrial land, what it costs to buy and hold, and how it becomes a build loan.

How lenders assess a commercial development loan for industrial, retail, office or mixed-use builds: pre-leases, end value on rent, equity and exit.