Borrowing from a private individual for your business? How to document and secure the loan, the licence question, tax, and when a private fund fits better.

What a caveat or private loan agreement contains, clause by clause: the charging clause, default interest, events of default and what you sign with it.

Land bank loans fund land held for a rezoning. How lenders value it on today's zoning, carry the interest, and what happens if the rezoning stalls.

Stretch senior construction finance explained: how one first mortgage is sized on cost and end value, what it costs, and how it compares with mezzanine.

Self-employed and knocking down your home? How the existing mortgage, construction loan, approvals and One Doc take-out fit together.

Development finance in Sydney: DA or CDC, the NSW Pre-sale Finance Guarantee, home building compensation cover, contributions and the flags lenders check.

What a lender checks on a Perth development before it funds: WAPC subdivision approval, title type, home indemnity insurance, duty, charges and presales.

Construction loans for modular homes: what lenders pay during the factory build, what they hold before installation, and how prefab homes are valued.

Second mortgage in Tasmania: how lenders treat Hobart, Launceston and regional property, Land Titles Office consent, lodgement and land tax checks.

How a second mortgage works in Perth and WA: what Landgate registers, whether your first lender must agree, stamp duty and what happens on default.