Invoice Finance Rates and Fees: How the Charges Add Up
Invoice finance prices are quoted on different bases. See how each fee is calculated, how a discount fee compares with a rate, and what late payment costs.
Spec Home Finance for Builders: Funding a House Built to Sell
How builders fund a spec home with no buyer: construction loan, development loan or private funding compared, plus valuation, equity and the exit.
Developer Contributions: When You Pay and How Lenders Fund Them
Developer contributions and infrastructure charges fall due between consent and titles. When you pay decides whether equity or the development loan pays.
Development Finance in Darwin: What Changes for NT Projects
Development finance in Darwin and the NT: permits, the certificate of compliance, cyclone build cost and the presales lenders ask for.
Display Home Leaseback Loans: Guaranteed Rent Myths for Self-Employed
Buying a display home with a builder leaseback? How lenders value it, whether a One Doc loan fits the self-employed, and what happens when the lease ends.
Building on Bushfire or Flood Prone Land: How Lenders Assess the Site
Bushfire or flood overlay on your site? How BAL ratings, flood planning levels, insurance and valuation shape a development loan.
Office to Residential Conversion Finance: Which Buildings Lenders Fund
Which office buildings lenders fund for conversion to apartments: the six-test scorecard, change of use approval, building code upgrades and loan size.
Strata Subdivision Finance: Buying a Block of Units on One Title
Buying a block of units on one title to strata title it? How lenders fund the purchase and works, and why selling, refinancing or keeping sets the loan.
Granny Flat Loans for Self-Employed: A Second Home on Your Block
Granny flat loans for self-employed borrowers: construction loan, top up or equity release, the income evidence lenders accept, and how rent is counted.
Development Finance in Tasmania: What Lenders Check on Hobart Projects
Development finance in Tasmania: how lenders treat Hobart and regional sites, presales, planning permits, building costs and what the credit paper checks.