Electric Truck Finance: How Lenders Treat Battery Electric Trucks
Electric truck finance for owner-drivers and small fleets: how lenders value the battery, CEFC-backed finance, payload, electric vs diesel running costs.
Box Truck Finance for Couriers and Removalists: What Lenders Check
Box truck finance for couriers and removalists: how lenders value the body and cab chassis, check licence class and GVM, and read your income.
Tipper Truck Finance: Single, Tandem and Truck and Dog Explained
Tipper truck finance for civil, quarry and earthworks subbies: how lenders value the body, hoist and dog trailer and read your haulage income.
Selling a Truck With Finance Owing: Payout, PPSR and Settlement
Selling a truck with finance owing? How the payout letter, lender consent, PPSR discharge and GST work when an owner-driver sells one financed truck.
How to Choose a Truck Finance Broker: Checks, Questions, Red Flags
How to choose a truck finance broker: check the credit licence on ASIC and AFCA membership, the questions to ask and the red flags to walk away from.
Fully Maintained Operating Lease vs Chattel Mortgage for Business
Fully maintained operating lease or chattel mortgage? What the rental covers, end of lease charges, tax and GST, and how to choose for one to ten vehicles.
End of a Novated Lease: Options for Company Directors
Pay the residual, refinance it into your company, re-lease or sell: what each end of novated lease option means for a director's cash flow and FBT.
Paying Out an Equipment Lease or Hire Purchase Early
Ending an equipment lease or hire purchase early? What you owe, how a lease differs from HP, and when to hand back, sell or refinance.
Chattel Mortgage vs Personal Loan for a Sole Trader's Vehicle
Chattel mortgage or personal loan for a sole trader's vehicle? Which law applies, how each is assessed, and what changes for GST, interest and private use.
What Can You Include in a Chattel Mortgage? On-Road Costs and Extras
What a lender will add to a chattel mortgage: on-road costs, duty, rego, CTP, insurance, accessories and fees, and how GST and luxury car tax apply.