Plan your exit before you sign a short-term property loan. Leave a second mortgage, caveat or private loan by sell-down or refinancing to a term facility.

What a caveat loan really costs, and what drives the rate: LVR, exit strategy, property type and position. Priced per month, explained by a broker.

Buying the premises your business rents turns rent into equity, but leasing keeps cash free. How owner-occupiers weigh the commercial property decision.

How a credit desk reads commercial, development, private, caveat and second mortgage finance, what it checks first and what most often stops each deal.

How a self-employed accommodation owner buys a home in FY27 with a One Doc loan, assessed on business cashflow, not last year's taxable income.

A broker's map of Australia's non-bank property finance lanes for FY27: development, commercial, caveat and second mortgages, matched to your move.

A One Doc home loan lets asset-rich, income-light property owners buy or refinance their own home when income sits in the business, not a payslip.

When a caveat loan is the right tool for a fast property move in FY27, when it is not, and how the speed premium and a clean exit actually decide it.

How non-bank lenders read your lease covenant, tenant quality and passing yield on a commercial property loan in FY27, and what makes a deal pass or fail.

How non-bank development lenders read your equity in FY27, and what each equity tier unlocks, from feasibility headroom to a presale-light structure.