Buying a Home When Your Tax Returns Are Behind
Self-employed and last year's return not lodged? A One Doc home loan can assess you on business cashflow and an accountant's declaration.
What a Private Lender Needs to Fund Your Deal Fast
What a private lender needs to fund your deal fast: a clean security position, a clear exit and a deal-ready file. Prep guide for self-employed owners.
Will Your Bank Consent to a Second Mortgage?
How second mortgage consent works: what a deed of priority does, why the first lender usually has to agree, and how NSW and Victoria differ.
Financing an Industrial or Warehouse Property Purchase
How self-employed buyers finance an industrial or warehouse purchase, what lenders assess first, and what sets your commercial property loan LVR.
The Builder's Finance Toolkit, Stage by Business Stage
How a builder's finance needs change with each business stage, from a first ABN to a volume builder, and the facility that fits each rung.
One Doc Home Loan When Your Income Arrives in Lumps
A one document home loan lets self-employed builders qualify on business cashflow, not payslips, when income arrives in milestone lumps. How it works.
Working Capital or Equipment Finance for a Bigger Job
Working capital funds the float that keeps a build moving; equipment finance funds the plant. How a builder picks the right facility for a bigger job.
How Lenders Value a Specialised Commercial Property
How lenders value a specialised commercial property, why the building type sets your LVR ceiling, and what strengthens an owner-occupier position.
How a Development Lender Reads Your Quantity Surveyor Report
How development lenders read a quantity surveyor report, what cost to complete means for your drawdowns, and how to prepare one that passes.
How Commercial Debt Shapes Your One Doc Home Loan
How a One Doc home loan reads your existing commercial debt in the servicing calc, and where a self-employed owner still has room to borrow.