Buying Your Premises From Your Landlord: How the Purchase Runs
Your landlord will sell to you. Here is how the lease terms, the off market price and the finance timeline actually fit together.
Development Finance for Two to Six Townhouses
On a small townhouse project the same headline percentage means three different dollar amounts. Here is which denominator each lender is using.
Buying a Warehouse or Industrial Unit: Deposit and Cash at Settlement
What an industrial purchase actually needs in cash on the day, from the deposit through duty, GST and the timing of getting the GST back.
Residential Security or Commercial Security on a Purchase
What changes when a commercial purchase is secured by your home instead of the building you are buying, and what it costs you in flexibility.
The 60 Days Before Your Overdraft Facility Review
What a lender re-checks at a business overdraft annual review, what to fix in the sixty days before it, and how to ask for more rather than less.
What Twelve Months of Bank Statements Tell an Overdraft Lender
What an overdraft assessor reads on twelve months of trading account statements, what the working cycle signals, and how to present it.
Getting a Business Line of Credit in Sydney
What a Sydney business needs to show for a line of credit, whether the lender has to be local, and what to have ready before you start
Should You Close a Facility Before You Apply for Finance?
Whether to close, reduce or keep an existing overdraft or line of credit before your next finance application, and what each choice changes.
What to Have Ready Before You Ask for a Line of Credit
What a lender actually reads on a business line of credit application, which documents carry weight, and what to fix before you apply.
When a Mortgage Fund Is Funding Your Loan
How a private mortgage fund funds your loan, and what pooled or contributory structure changes for your settlement date, drawdowns and extension.