Why Medical Rooms Value Below the Contract Price
Why medical rooms often value below the contract price, how lenders recalculate the loan, and how a practice owner can fund the valuation gap.
Buying a Strata Medical Suite: Checks Before You Sign
Before you buy a strata medical suite: by-laws, change of use approval, parking per consulting room, building class and owners corporation consent.
Repayments on a $50,000, $100,000 or $200,000 Business Loan
Worked repayment tables at three loan sizes, amortising against flat fee and weekly against monthly, labelled illustrative with the assumptions stated.
Credit Cards Against Working Capital Finance: The Real Cost
What a card really costs against a facility, what it costs to pay the tax office or a supplier by card, and how a credit assessor reads heavy card use.
Paying Out a Flat Fee Business Loan Early: Do You Save?
On simple interest you save. On a flat fee or factor rate the fee may already be earned. What to ask before you sign, not after.
Factor Rate to APR: A Worked Conversion Example
A factor rate is not an interest rate. One worked conversion to an annualised cost, at two terms and two repayment frequencies, with assumptions stated.
Working Capital Finance Under Two Years, No Property
What a business trading under two years with no property security can access, which facilities set their own age test, and what government help exists.
What Capitalised Interest Actually Costs on a Bridging Loan
What a bridging loan costs per day, how a capitalised balance grows over six and twelve months, and what that does to your loan to value ratio.
Two Contracts, One Settlement Date: What If One Slips
You have exchanged on both a sale and a purchase for the same date. What happens when one slips, who bears the cost, and can finance still complete.
Simultaneous Settlement: Sell and Buy on the Same Day
How a same-day settlement works in Australia, the order funds move, what the clause commits you to, and what happens when one side is not ready.