Alternative Property Finance: Your Options Outside the Big Banks
Alternative property finance in Australia: non-bank, private, mezzanine, vendor finance and sale and leaseback, matched to your situation and exit.
Can You Get an ABN Just to Buy a Car? What the Rules Say
Can you get an ABN just to buy a car? What the entitlement rule requires, what a business-purpose declaration means, and the path for a real side business.
Novated Lease for Sole Traders: Why It Fails and What to Use Instead
Can a sole trader get a novated lease? Why the employer rule decides it, how a company director differs, and what self-employed Australians use instead.
Luxury Car Finance for Business: Limits, Tax and What Lenders Test
Luxury car finance for business owners. How the car limit, luxury car tax and GST credits change the numbers, and what lenders test on a high value car.
Rent to Own Cars on an ABN: What It Is and What It Really Costs
Rent to own cars for ABN holders. Who owns the car, how to work out the total you pay, what protections apply, and when a loan may still be possible.
FBT on a Company Car: What Owners of a Pty Ltd Actually Pay
FBT on a company car for small business owners. When private use triggers it, the two methods, which vehicles escape it, and what it means for finance.
Commercial Bullet Loans: How They Work and How You Get Out
A commercial bullet loan repays the whole principal at maturity. How it differs from balloon and interest-only loans, and how you exit one.
Second Tier Lenders in Australia: What the Tiers Actually Mean
Second tier lenders are smaller banks and non-banks. What tiers one to three mean, why regulators use the word differently, and who oversees whom.
Industrial Shed Loans: Buying, Building or Adding a Shed
Industrial shed loans in Australia. How to fund buying a shed, building one on land you own, or adding a kit shed, and which facility fits.
Commercial Property Loan Terms: How Long You Can Actually Get
How long a commercial property loan runs in Australia, and why the loan term, the amortisation period and the facility expiry are different dates.