Match the right finance to each stage of an FY27 build, from land and construction to completion, hold or sell. General information only.

How a partner's income can carry a One Doc home loan while a self-employed builder's own income is tied up in an unfinished FY27 build.

How much equity you need to start a FY27 build, what a lender counts as your contribution, and where a second mortgage to release equity fits.

A caveat loan is a short-dated tool with a clear exit event, not build funding. What it can and cannot do when you plan a FY27 build.

Your FY27 build end debt is the take-out finance that replaces a construction loan at completion. How to weigh refinancing to hold versus selling.

The FY27 funding map for buying an accommodation business: buy the trade, fund the freehold leg, or plan the entry, sized on the going concern read.

How a one doc home loan reads after you buy an accommodation business, why the timing matters, and what makes the file pass once the structure beds down.

A stage-by-stage plan for buying your first motel in FY27: the going-concern deposit, supporting security and a clean start to the new year.

Buying a freehold accommodation venue in FY27? See how a commercial property loan funds the bricks and the trade, and what lenders read first.

Buying an accommodation business in FY27: how a going-concern buy-in and a vendor carry fund the deal, and what the Federal Budget 2026-27 changes.